Sitemap Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Sitemap Teachers Mutual BankWhy Join UsRelief TeachersTiny Monsters & Teen BankingTiny Monsters BankTips for parentsActivities centreTips for teensHow we can helpNew TeachersHome loansGetting started?Home loan interest ratesHome loan optionsCalculatorsCompare owner occupier home loansFlexi Choice Home LoanMy First Home LoanClassic Home LoanSolutions Plus Home LoanFixed Rate Home LoanInterest Only Variable Home LoanTalk to an expertOffset facilityInvestor home loansCompare investor home loansFixed Rate Investor Home LoanFlexi Choice Investor Home LoanInterest Only Variable Investor Home LoanResourcesWhich loan is right for you?Home Loan Application ChecklistWhen and how to apply for a home loanHow much can you borrow?What costs are involved?Offset explainedSaving for your new homeWorking out your depositWhat is the process?Choosing a propertyBuying a propertyGetting legal adviceMaking repaymentsFirst home buyersManaging your home loanRefinancingYour next homePortabilityRenovatingPositive vs negative gearingLenders mortgage insuranceAccountsEveryday bankingSavings accountsTerm DepositAccount resourcesCompare accountsBill Paying accountCash Management accountPension Advantage accountEdvest Cash Management accountEveryday Direct accountMighty Saver accountNew Teachers Online Savings accountOnline Savings accountReward Saver accountTerm depositSummer Stash AccountSwitching your account to usManaging your accountCredit cardFeaturesRates and feesKey facts sheetASIC reliefFAQsReduce your limit or close your credit cardMake the most of your cardFormsApplyPersonal loansCompare loansAll purpose personal loanCar loanSecured New Car LoanMake your travel dreams come trueOverdraft (RediCredit)Overdraft (RediCredit) for studentsCar Buying ServiceFrequently asked questionsMake the most of your loanTravelSend or receive money overseasTertiary TravelForeign CashBank draftConvert a foreign currency chequeCash PassportA checklist before you go on holidayFinancial planningMy GoalsAbout Bridges Bridges latest tips and resourcesFinancial planning processMaximise your superRetirement planningFind a financial plannerWills serviceCommunityInvesting in the education communityFuture Teacher Scholarships winners 2013Premiers Sporting ChallengeRegional Teacher MentorshipTeachers Mutual Bank Emerging Leaders ScholarshipFuture Teachers ScholarshipsNSW Premier’s Teachers Mutual Bank Indigenous Education ScholarshipTeachers Mutual Bank Principals ScholarshipCreating a better tomorrowBeing a responsible businessOur PartnershipsPartners and sponsorshipsSchools SpectacularSponsorship terms and conditionsTeaching resources2018Corporate responsibility highlights in 2018Teachers Mutual Bank Limited supports UN Sustainable Finance Roadmap for Australia Teachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Principals ScholarshipBank’s investment in financial literacy creates brighter future for over 26,000 Cambodian childrenTeachers Mutual Bank's ethical bond issuance expands to $420 millionPremier’s Indigenous Education Scholarship 2019 recipient announcedTeachers Mutual Bank Executive Scholarship is closedTeachers Mutual Bank Principals Scholarship now closed for 2018 Teachers Mutual Bank named one of the World’s Most Ethical Companies for fifth year in a row Premier’s Teacher Scholarship 2019 recipient announcedTeachers Mutual Bank Limited sets sustainability standards2017Celebrating the bank’s sustainability milestonesTop 20 Corporate Social Responsibility achievements in 2017Fifth year in a row for Teachers Mutual Bank at Retail Banking awards Six times a global leader for Teachers Mutual Bank on communityNSW Premier’s Indigenous Education Scholarship 2017 winner announced NSW Premier's New and Emerging Technologies Scholarship winner announced Teachers Mutual Bank ethical bond issuance doubles to $200 million Teachers Mutual Bank strengthens commitment to be a world leading ethical BankTeachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Executive Leadership Scholarship is now open for 2018Teachers Mutual Bank Harvard ScholarshipTeachers Mutual Bank joins global banking networkTeachers Mutual Bank Principals Scholarship now open for 2018Teachers Mutual Bank Ltd publishes updated CSR PolicyTeachers Mutual Bank recognised as a world ethical leader for fourth year in a rowTeachers Mutual Bank Ltd position on climate change and fossil fuels 2016Teachers Mutual Bank citation as a 2016 Employer of Choice for Gender EqualityChildren's Financial Literacy Project 2016Congratulations to our eight Future Teachers Scholarship winnersHarvard Club of Australia Teachers Mutual Bank Scholarship 2016Leaders in workplace gender equalityPremier’s TMB New and Emerging Technologies Scholarship 2016NSW Premier’s Teacher Scholarship 2016 winner announcedOur Top 20 Sustainability achievements in 2016Teachers Environment Fund grants open for 2016 Fiji Cyclone: Teachers Mutual Bank donates $10,000 to Save the Children Harvard Club of Australia Teachers Mutual Bank Scholarship 2016Teachers Mutual Bank upbeat on solar upgradeTeachers Mutual Bank issues $100m three year ethical bond - an Australian banking first Teachers Mutual Bank shows global leadership with 5.39% profits to community investment TMB supports Bell Shakespeare's Regional Teacher mentorshipWinners at banking awards Ethical business practices20152015 NSW Premier’s Sporting Challenge Staff Challenge2015 Round One Teachers Environment Fund winners announcedA global leader in community investmentTeachers Mutual Bank named ‘Best Bank in Socially Responsible Performance’ by AB+FEthical investment at Teachers Mutual Bank LtdFuture Teacher Scholarship winners 2015$40,000 of Future Teachers Scholarships now open for 2016A global leader in community investmentHarvard Club of Australia Teachers Mutual Bank Scholarship now open for 2016Myanmar Teachers Project exceeds expectationsOur sustainability year: Top 10 highlightsPioneering the new frontier of ethical investmentPremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipPremiers Teachers Scholarship winner 2015Sustainability Committee Charter updated Teachers Environment Fund Round One now openTeachers Mutual Bank ranked among top CSR organisationsTeachers Mutual Bank sponsors ‘Sticky Money’ report by Ernst and YoungTeachers Mutual Bank supports the Australian Climate Leadership Summit TMB named as a 2015 Worlds Most Ethical Company for the 2nd yearUpdated Sustainability Policy formalises lending and investing exclusions on fossil fuels201485% score for Teachers Mutual Bank by the Australian Centre for Corporate Social Responsibility‘Board Leadership of the Year’ for Climate ChangeCarbon Neutral BankingCongratulations to Bryan Lyndon, recipient of our Teachers Mutual Bank Recognition Award!Congratulations to Sue Milford, recipient of our Teachers Mutual Bank Recognition Award!Eco grants for teachers open at Teachers Mutual BankFuture Teacher Scholarship winners 2014$5,000 Future Teachers Scholarships openHarvard Club of Australia Scholarship 2014Inspirational NSW Principal awarded prestigious Harvard scholarshipTeachers Mutual Bank School Sport Award Winner - Jeff Buxton Weston Public SchoolLightning Ridge teacher plans to engage Aboriginal students with tech devicesMutuals support Philippines Typhoon rebuildMyanmar Teachers Project updateMyanmar Teachers Project updatePremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipRound two eco grants awarded from the Teachers Environment FundSchools awarded $32,000 eco grants by Teachers Mutual BankSix months on from devastating Typhoon Haiyan credit unions re-open for businessSusan Brasier of Sturt Public School wins Teachers Mutual Bank School Sport AwardTeachers Mutual Bank named as one of the World’s Most Ethical CompaniesTeachers Mutual Bank publishes ‘Our approach to Climate Change’The importance of goal settingTeachers Mutual Bank further improves international CSR scoreTeachers Mutual Bank gets in the grooveTeachers Mutual Bank named finalist in Banking and Finance Socially Responsible Performance awardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank wins the UNAA Sustainability Leadership awardLightning Ridge teacher plans to engage Aboriginal students with tech devicesThe value of team workTMB named Finalist in Banksia Award ‘Large Business Sustainability Leadership’WA Secondary School of the YearWe are nominated for a NSW Green Globe award2013$5,000 Future Teachers Scholarships open – A passionate teacher is hard to forgetA global leader in community investmentBook celebrates successes in Aboriginal EducationDonation to Haiyan AppealCommunity News‘Getting Down to Business’ A Guide for Beginning Teachers publishedMyanmar teachers’ project builds a sustainable future for the countryNSW Premier’s Teacher ScholarshipOur Scholarship winners announcedRevamped recycling programme launchedSimple steps to make a big difference to your financesSustainability award for Teachers Mutual BankTeachers Environment Fund winners announcedTeachers Mutual Bank awarded Gold for CSR against international heavyweightsTeachers Mutual Bank invests in an electric car futureTeachers Mutual Bank issues RFP for carbon offsetsTeachers Mutual Bank nominated for Outstanding Leadership in Sustainability in the UNAA World Environment Day AwardsTeachers Mutual Bank nominated for NSW Green Globe awardTeachers Mutual Bank shortlisted for prestigious Asia Pacific Banking and Finance AwardThank you Members, Stewart House fundraiser reaches $27,000!Update on the Myanmar Teachers ProjectWe beat Westpac and NAB to win prestigious Sustainability Banking award201274 Sustainability targets published in our Annual reportApply now for our Future Teacher ScholarshipCongratulations to our Teachers Environment Fund winners! Member survey on Sustainability releasedTeachers Credit Union punches above its weight Corporate Responsibility AwardTeachers Environment Fund opensTeachers Mutual Bank and Sydney Region DEC publish book celebrating Aboriginal education achievementsTeachers Mutual Bank earns sustainability accoladesTeachers Mutual Bank featured in The Australian's special LBG reviewTeachers Mutual Bank is a global leader in community investmentTeachers Mutual Banks Sustainability Committee CharterTeachers Mutual Bank nominated as a finalist for the 'Best CSR Strategy' awardTeachers Mutual Bank’s new Sustainability Policy publishedCommunity news2019Seventh year in a row for Banks' global leadership in community investmentTeachers Mutual Bank Principal's Scholarship is open 2019Teachers Mutual Bank Emerging Leaders Scholarship is open 2019About usHave your say - member satisfaction survey 2017Have your say - member satisfaction survey 2017Our story50 years and still going strongCareersTeachers Mutual Bank Limited traineeshipsMedia releases2018 media releasesEmergency and essential services at risk due to Sydney property market boom: reportOur annual results - strong growth, plus new bank brand flaggedNew Payments Platform will change finance for key workers: Teachers Mutual Bank LimitedTeachers Mutual Bank Limited celebrates International Women’s Day2017 media releasesTeachers Mutual Bank Limited now offering Samsung PayTeachers Mutual Bank rolls out Cuscal mobile app to 100,000 membersTeachers Mutual Bank sees strong growth in membership, assets, home loansTeachers Mutual Bank: The bank that women builtTeachers Mutual Bank joins global banking network2016Teachers Mutual Bank is again an Employer of Choice for Gender EqualityMyth busted: Aussie kids DO know the value of a dollarAnnual results show continued growth and strengthApple Pay coming to Teachers Mutual Bank membersTeachers Mutual Bank and UniBank return to investment lendingTeachers Mutual Bank teams up with KPMGUniBank enters broker market for the first timeUniversity lecturer awarded for supporting aspiring teachersWinners at banking awards Teachers Mutual Bank to merge with Fire Brigades Employees Credit UnionWe are Bank of the YearMedia releases 2015Teachers Mutual unveils new low rate mortgage productTeachers Mutual Bank delivers on all fronts in 2015 Annual ResultsTeachers Mutual Bank investment loan changesPioneering the new frontier of ethical investmentTeachers Mutual Bank cuts variable rates by up to 0.25%pa Unicredit moves to merge with Teachers Mutual BankTMB one of WME companies for 2nd year runningTeachers Mutual Bank passes on full 0.25%TMB announces its lowest home loan rate in 40 yearsMedia releases 2014Media releases 2013Media releases 20122019 media releasesWomen have digital edge at Teachers Mutual, 2019 WGEA Employer of ChoiceDeposit Gap Dilemma $3.5 billion opportunity for Teachers Mutual in responsible investment2019 Worlds Most Ethical CompaniesMedia releases 2011Reports and disclosuresMembers applying for a position on the members committeeMembers applying for the position of elected DirectorBoard of DirectorsMember newsMember news 2017Annual General Meeting 2017: Election of Directors and Members CommitteeChristmas, Boxing and New Year’s DayVote in our 2017 Board electionFraud AlertNote to Members regarding online ‘Free Trials’Telecom outageANZAC Day public holidayAustralia Day Public HolidayBPAY alertChanges to home loan interest ratesChanges to Interest Only repayment optionEaster Public HolidayInterest Rate Change Announcement Introducing Mike Lanzing, new General Manager of UniBankLabour Day public holiday for NSW and ACTNSW & ACT Bank HolidayQueen’s Birthday public holidayScam alert: Beware of refund scam targeting Teachers Mutual Bank members2017 Teachers Mutual Bank Limited Annual General MeetingNote to Members regarding Homebush branch renovationsMember news 20182018 Teachers Mutual Bank Limited Annual General MeetingNSW & ACT Bank HolidayWhy I’m sleeping rough Royal Queensland Show DayStay Smart OnlineVote in our 2018 Board electionBe Wary of Free TrialsAnzac Day public holidayAustralia Day public holidayCanberra DayChanges to Credit Reporting LegislationFraud Alert: email scamsPrivacy Awareness Week – How to stay secure onlineQueen’s Birthday public holidayQueensland Labour DayReconciliation Day in ACTWestern Australia DayWestern Australia Labour DayEaster public holidaysNew office opening in West PerthMember news 2019Docklands Melbourne officeCompetition winnersManagementMembers CommitteeApple PayApple Pay What is Apple Pay?Setting up Apple PayUsing Apple PayManaging cardsMobile appDownload the appFeaturesWatch our video seriesSecurityFrequently Asked QuestionsApp Terms of UseFinancial planning resource centreResources and tips from BridgesSuperannuationWATCH: Women: Your finances, your futureFive reasons to see a financial plannerHelping your adult kids to be financially savvyHelping your adult kids to be financially savvyWATCH: How much super is enough?Super opportunity for first home buyersTop five tips for the new financial yearWhat is your most valuable asset?Banking that comes to youGoogle PayAbout Google PayHow it worksFrequently Asked QuestionsCalculators and toolsWhere can you buy?Principal & InterestStamp dutyBorrowing powerHome Loan ComparisonHome loan repaymentsExtra repaymentsLump sum repaymentForeign currency converterBudget plannerCredit card repaymentIncome taxPersonal loan repaymentsSavings plannerSplit loanTerm depositComplaint resolutionContactFinancial hardshipCredit assistanceManaging credit card debtOur LocationsHead OfficeNSWVictoriaQldWAACTEventsWin at a Mobile Office 2018Help CentreAccounts HelpHow does a Direct Debit work?How can people transfer funds to me?How can I receive my bank statements?How do I close an account?How do I check my balance?How do I switch my accounts to you?How long does a cheque take to clear?How do term deposits work?Tips for tax timeWhat is my daily transfer limit for internet banking?What is your SWIFT code?What is the financial claims scheme?Banking HelpDo cards transfer to a new phone?Do you have a mobile app?Having problems with the mobile app?RediATM updateWhat happens if I do not tell you my Tax File Number?PayIDHow do I find out my BSB?How do I change my personal details?How do I change my card PIN?How do I deposit cash?Getting started with internet bankingWhat if I am having difficulty with internet banking?How secure is banking online?How do I pay a bill using BPAY?I forgot my access codeI need technical assistance What browsers should I use for the website and online banking?What is a one time password?Cards HelpWhy are we moving from rediCARD to Visa?Credit card essentialsHow do I activate my card?Visa debit card essentialsI have a question about SpriggyHow do I report a lost or stolen card?What is Pays?What does interest free period mean?When will I get my new card when it is up for renewal?How does Google Pay work?How does Apple Pay work?How does Samsung Pay work?Home Loan questionsCan someone come out to see me about a home loan?How can I redraw from my loan?How do I apply for an owner occupied home loan?How does a Fixed Rate Home Loan work?What are your home loan interest rates?What do I need to apply for a home loan?What is offset?What is the difference between positive and negative gearing?Home loan glossaryOther ways we can helpAre there any system updates or planned maintenance?Can I get an insurance quote?I want a school plannerCan someone come out to my school to explain your services?Do you offer scholarships?Can you help me find a car?Do you offer sponsorship opportunities?How do I contact you from overseas?RoadworksPublic holidaysLatest newsWhat are your office opening hours and locations?What community or sustainability work do you do?What hours is your contact centre open?What if I do not live near an office?Why do I have to join?Travel HelpDo you offer Travel agent services?How do I send money or receive money overseas?Notify us of your international travel plansHow do I contact you from overseas?Mobile WalletApple Pay Google Pay Samsung PayFinancial services guidePaymentsNew Payments PlatformPayIDOsko by BPAYWatch our video seriesSupporting you at every stageSamsung PaySamsung PayWhat is Samsung Pay?Setting up Samsung PayUsing Samsung PayManaging cardsSearchPrivacyWebsite termsSecurityFraud & scam warningsTransaction disputes & fraudHow we protect you onlineHow to protect yourself onlineSecurity softwareLost or stolen cardsMobile app security tipsATM securityCard securityTips for shopping onlineVerified by VisaIndustry linksThinkBankMoney tipsEasy ways to save while studyingBreak your debt cycle—debt consolidation Spring clean your finances Open banking—the next ‘big thing’ in bankingTips for managing your credit card balanceWondering what to do with your tax refund?5 reasons to check your home loan rateAvoiding investment scamsDitching the holiday debtNew Year, new financial you4 ways to better handle your financesTax tips for teachersTips for landing your first teaching jobTravelTop five travel destinations for 20198 easily forgotten travel planning essentials11 budget friendly family travel hacks10 travel tips for your next overseas holidayWhere in the world?Fiji's adventure playgroundMove over Hunter ValleySix of the best: Wildlife experiencesThe world's best (and worst) citiesPropertyHow much deposit do you really need?First-time home buyers’ checklistWhere to from here? The shifting Australian housing marketTips for bidding at auctionsSprucing up your property for a spring sale When big isn't bestGoing, going, goneSix of the best: Shipping Container redesignsThe trouble with AirbnbLifestyle10 ways to make the most of university breaksShakespeare for kids with disabilitiesAre food subscriptions worth it?Bouncing back from an unexpected set backThe end of stuff—four ways to declutter your life It's back to schoolLadies to the front!How to ace your first teaching job interviewAugmented reality in the classroomHow our ageing population is impacting the teaching workforceSix of the best: High-tech Xmas giftsTeaching—a career for today and tomorrowBackstreet brewsGet festive with Luke ManganHow green is your backyard?Charity begins in the kitchenUnder wrapsIndustry newsThe financial strain of studyingWill your superannuation be enough?Cyber safety and security in the classroomEducation and the 2018 Federal BudgetFederal Budget tax cutsReal-time payments explainedThe super shake-upTop of the jobsEthical Banking—What Is It And Why Should You Care?How to spot a scamHow to stay safe online while travelling overseasThe class disadvantage
