Sitemap Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Sitemap Teachers Mutual BankWhy Join UsTiny Monsters & Teen BankingTiny Monsters BankTips for parentsActivities centreTips for teensHow we can helpNew TeachersYour Financial WellnessHome loansGetting startedGetting startedYour Way Home LoanYour Way Plus Home LoanInvestor home loansYour Way Investor Home LoanYour Way Plus Investor Home LoanRefinanceFirst Home Loan Deposit SchemeMobile BankersTalk to an expertHome loans no longer offeredOffset facilityTalk to a Lending SpecialistResourcesSaving for your new homeWorking out your depositWhat is the process?When and how to apply for a home loanHome Loan Application ChecklistFirst home buyersChoosing a propertyBuying a propertyConstruction loanYour next homeInvesting In PropertyPositive vs negative gearingRefinancingLenders mortgage insuranceDeposit BondGetting legal adviceMaking repaymentsManaging your home loanOffset explainedPortabilityAccountsEveryday bankingSavings 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Mutual Bank rolls out Cuscal mobile app to 100,000 members2016Teachers Mutual Bank is again an Employer of Choice for Gender EqualityMyth busted: Aussie kids DO know the value of a dollarAnnual results show continued growth and strengthApple Pay coming to Teachers Mutual Bank membersTeachers Mutual Bank and UniBank return to investment lendingTeachers Mutual Bank teams up with KPMGUniBank enters broker market for the first timeUniversity lecturer awarded for supporting aspiring teachersWinners at banking awards Teachers Mutual Bank to merge with Fire Brigades Employees Credit UnionWe are Bank of the YearMedia releases 2015Teachers Mutual unveils new low rate mortgage productTeachers Mutual Bank delivers on all fronts in 2015 Annual ResultsTeachers Mutual Bank investment loan changesPioneering the new frontier of ethical investmentTeachers Mutual Bank cuts variable rates by up to 0.25%pa Unicredit moves to merge with Teachers Mutual BankTMB one of WME companies for 2nd year runningTeachers Mutual Bank passes on full 0.25%TMB announces its lowest home loan rate in 40 yearsMedia releases 20142019 media releasesNSW’s most inspired teachers2020New Victorian Mid-Career Teachers ScholarshipMembers applying for a position on the members committeeMembers applying for the position of elected DirectorBoard of DirectorsMember newsMember news 20182018 Teachers Mutual Bank Limited Annual General MeetingNSW & ACT Bank HolidayWhy I’m sleeping rough Royal Queensland Show DayStay Smart OnlineVote in our 2018 Board electionBe Wary of Free TrialsAnzac Day public holidayAustralia Day public holidayCanberra DayChanges to Credit Reporting LegislationFraud Alert: email scamsPrivacy Awareness Week – How to stay secure onlineQueen’s Birthday public holidayQueensland Labour DayReconciliation Day in ACTWestern Australia DayWestern Australia Labour DayEaster public holidaysNew office opening in West PerthMember news 2019First Home Loan Deposit SchemeTeachers Mutual Bank Limited Annual General MeetingWe've updated our Internet BankingVote in our 2019 Board electionAdvance notice of Annual General MeetingDocklands Melbourne officeRBA announcementRBA rate cut October 2019New Variable Home Loan interest rates2020RBA rate cutInterest rate decisionUpdate: Murdoch University and Curtin University branches WA – temporary closureAnnual General Meeting 2020RBA rate cut 2021Teachers Mutual Bank reveals the secret life of teachersFindings from the Your Financial Wellness User Insights Report 2021Indigenous education holds insights for wider community2022Interest Rate ChangesRBA AnnouncementCompetition winnersManagementMembers CommitteeFormsApplyMobile appFrequently Asked QuestionsApp Terms of UseOnline accessibilityBanking that comes to youCalculators and toolsStamp dutyBorrowing power calculatorHome Loan comparison calculatorHome loan repaymentsExtra repayments calculatorHome loan key facts sheetLump sum repayments calculatorForeign currency converterBudget 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Recipient Announced Teachers Mutual Bank Principals Scholarship 2019 RecipientTeachers Mutual Bank Principals Scholarship Applications now open for 2020Seventh year in a row for Banks' global leadership in community investmentTeachers Mutual Bank Principal's Scholarship is open 2019Teachers Mutual Bank Emerging Leaders Scholarship is open 20192018Premier’s Indigenous Education Scholarship 2019 recipient announcedPremier’s Teacher Scholarship 2019 recipient announcedCorporate responsibility highlights in 2018Teachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Principals ScholarshipTeachers Mutual Bank Limited supports UN Sustainable Finance Roadmap for Australia Teachers Mutual Bank's ethical bond issuance expands to $420 millionBank’s investment in financial literacy creates brighter future for over 26,000 Cambodian childrenTeachers Mutual Bank Executive Scholarship is closedTeachers Mutual Bank Principals Scholarship now closed for 2018 Teachers Mutual Bank named one of the World’s Most Ethical Companies for fifth year in a row Teachers Mutual Bank Limited sets sustainability standards2017Celebrating the bank’s sustainability milestonesTop 20 Corporate Social Responsibility achievements in 2017Fifth year in a row for Teachers Mutual Bank at Retail Banking awards Six times a global leader for Teachers Mutual Bank on communityNSW Premier’s Indigenous Education Scholarship 2017 winner announced NSW Premier's New and Emerging Technologies Scholarship winner announced Teachers Mutual Bank ethical bond issuance doubles to $200 million Teachers Mutual Bank strengthens commitment to be a world leading ethical BankTeachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Executive Leadership Scholarship is now open for 2018Teachers Mutual Bank Harvard ScholarshipTeachers Mutual Bank joins global banking networkTeachers Mutual Bank Principals Scholarship now open for 2018Teachers Mutual Bank Ltd publishes updated CSR PolicyTeachers Mutual Bank recognised as a world ethical leader for fourth year in a rowTeachers Mutual Bank Ltd position on climate change and fossil fuels 2016Teachers Mutual Bank citation as a 2016 Employer of Choice for Gender EqualityChildren's Financial Literacy Project 2016Congratulations to our eight Future Teachers Scholarship winnersHarvard Club of Australia Teachers Mutual Bank Scholarship 2016Leaders in workplace gender equalityPremier’s TMB New and Emerging Technologies Scholarship 2016NSW Premier’s Teacher Scholarship 2016 winner announcedOur Top 20 Sustainability achievements in 2016Teachers Environment Fund grants open for 2016 Fiji Cyclone: Teachers Mutual Bank donates $10,000 to Save the Children Harvard Club of Australia Teachers Mutual Bank Scholarship 2016Teachers Mutual Bank upbeat on solar upgradeTeachers Mutual Bank issues $100m three year ethical bond - an Australian banking first Teachers Mutual Bank shows global leadership with 5.39% profits to community investment TMB supports Bell Shakespeare's Regional Teacher mentorshipWinners at banking awards Ethical business practices20152015 NSW Premier’s Sporting Challenge Staff Challenge2015 Round One Teachers Environment Fund winners announcedA global leader in community investmentTeachers Mutual Bank named ‘Best Bank in Socially Responsible Performance’ by AB+FEthical investment at Teachers Mutual Bank LtdFuture Teacher Scholarship winners 2015$40,000 of Future Teachers Scholarships now open for 2016A global leader in community investmentHarvard Club of Australia Teachers Mutual Bank Scholarship now open for 2016Myanmar Teachers Project exceeds expectationsOur sustainability year: Top 10 highlightsPioneering the new frontier of ethical investmentPremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipPremiers Teachers Scholarship winner 2015Sustainability Committee Charter updated Teachers Environment Fund Round One now openTeachers Mutual Bank ranked among top CSR organisationsTeachers Mutual Bank sponsors ‘Sticky Money’ report by Ernst and YoungTeachers Mutual Bank supports the Australian Climate Leadership Summit TMB named as a 2015 Worlds Most Ethical Company for the 2nd yearUpdated Sustainability Policy formalises lending and investing exclusions on fossil fuels201485% score for Teachers Mutual Bank by the Australian Centre for Corporate Social Responsibility‘Board Leadership of the Year’ for Climate ChangeCarbon Neutral BankingCongratulations to Bryan Lyndon, recipient of our Teachers Mutual Bank Recognition Award!Congratulations to Sue Milford, recipient of our Teachers Mutual Bank Recognition Award!Eco grants for teachers open at Teachers Mutual BankFuture Teacher Scholarship winners 2014$5,000 Future Teachers Scholarships openHarvard Club of Australia Scholarship 2014Inspirational NSW Principal awarded prestigious Harvard scholarshipTeachers Mutual Bank School Sport Award Winner - Jeff Buxton Weston Public SchoolLightning Ridge teacher plans to engage Aboriginal students with tech devicesMutuals support Philippines Typhoon rebuildMyanmar Teachers Project updateMyanmar Teachers Project updatePremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipRound two eco grants awarded from the Teachers Environment FundSchools awarded $32,000 eco grants by Teachers Mutual BankSix months on from devastating Typhoon Haiyan credit unions re-open for businessSusan Brasier of Sturt Public School wins Teachers Mutual Bank School Sport AwardTeachers Mutual Bank named as one of the World’s Most Ethical CompaniesTeachers Mutual Bank publishes ‘Our approach to Climate Change’The importance of goal settingTeachers Mutual Bank further improves international CSR scoreTeachers Mutual Bank gets in the grooveTeachers Mutual Bank named finalist in Banking and Finance Socially Responsible Performance awardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank wins the UNAA Sustainability Leadership awardLightning Ridge teacher plans to engage Aboriginal students with tech devicesThe value of team workTMB named Finalist in Banksia Award ‘Large Business Sustainability Leadership’WA Secondary School of the YearWe are nominated for a NSW Green Globe award2013$5,000 Future Teachers Scholarships open – A passionate teacher is hard to forgetA global leader in community investmentBook celebrates successes in Aboriginal EducationDonation to Haiyan AppealCommunity News‘Getting Down to Business’ A Guide for Beginning Teachers publishedMyanmar teachers’ project builds a sustainable future for the countryNSW Premier’s Teacher ScholarshipOur Scholarship winners announcedRevamped recycling programme launchedSimple steps to make a big difference to your financesSustainability award for Teachers Mutual BankTeachers Environment Fund winners announcedTeachers Mutual Bank awarded Gold for CSR against international heavyweightsTeachers Mutual Bank invests in an electric car futureTeachers Mutual Bank issues RFP for carbon offsetsTeachers Mutual Bank nominated for Outstanding Leadership in Sustainability in the UNAA World Environment Day AwardsTeachers Mutual Bank nominated for NSW Green Globe awardTeachers Mutual Bank shortlisted for prestigious Asia Pacific Banking and Finance AwardThank you Members, Stewart House fundraiser reaches $27,000!Update on the Myanmar Teachers ProjectWe beat Westpac and NAB to win prestigious Sustainability Banking award201274 Sustainability targets published in our Annual reportApply now for our Future Teacher ScholarshipCongratulations to our Teachers Environment Fund winners! Member survey on Sustainability releasedTeachers Credit Union punches above its weight Corporate Responsibility AwardTeachers Environment Fund opensTeachers Mutual Bank and Sydney Region DEC publish book celebrating Aboriginal education achievementsTeachers Mutual Bank earns sustainability accoladesTeachers Mutual Bank featured in The Australian's special LBG reviewTeachers Mutual Bank is a global leader in community investmentTeachers Mutual Banks Sustainability Committee CharterTeachers Mutual Bank nominated as a finalist for the 'Best CSR Strategy' awardTeachers Mutual Bank’s new Sustainability Policy publishedComplaint resolutionContactFinancial hardshipFinancial hardshipManaging credit card debtFinancial hardship FAQsRepayment pause FAQsMobile App and Internet Banking outageOur LocationsHead OfficeNSWVictoriaQueenslandWAACTDeceased Estate - Losing a loved oneCOVID-19 supportDesign and Distribution ObligationsEdvest2020Market updateRules around early access to your superannuationApps that make your life easierScams: what you need to knowMarket updateClean up your everyday spendingWorking from homeTips for spotting a scam emailHelp CentreAccounts HelpHow does a Direct Debit work?How do I make payment with multiple signatories?How do I open a Term Deposit?How can people transfer funds to me?How do I receive my bank statements?How do I close an account?How do I check my balance?How do I switch my accounts to you?How long does a cheque take to clear?How do term deposits work?Tips for tax timeWhat is my daily transfer limit for internet banking?What is your SWIFT code?What is the financial claims scheme?How do I authorise another person to access my account?Where can I find information on Deceased Estates?How can I change my name on my account?How do I close my membership?What foreign tax details does the bank require?Banking HelpHow do I set up a future payment?Do cards transfer to a new phone?Do you have a mobile app?How do I transfer my money? 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