Sitemap Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Sitemap Teachers Mutual BankWhy Join UsTiny Monsters & Teen BankingTiny Monsters BankTips for parentsActivities centreTips for teensHow we can helpNew TeachersYour Financial WellnessHome loansGetting startedGetting startedClassic Home LoanYour Way Home LoanYour Way Plus Home LoanInvestor home loansYour Way Investor Home LoanYour Way Plus Investor Home LoanClassic Investor Home LoanRefinanceFirst Home Loan Deposit SchemeMobile BankersTalk to an expertHome loans no longer offeredOffset facilityTalk to a Lending SpecialistResourcesSaving for your new homeWorking out your depositWhat is the process?When and how to apply for a home loanHome Loan Application ChecklistFirst home buyersChoosing a propertyBuying a propertyConstruction loanYour next homeInvesting In PropertyPositive vs negative gearingRefinancingLenders mortgage insuranceDeposit BondGetting legal adviceMaking repaymentsManaging your home loanOffset explainedPortabilityAccountsEveryday bankingSavings accountsTerm DepositAccount resourcesBill Paying accountCash Management accountPension Advantage accountEdvest Cash Management accountEveryday Direct accountMighty Saver accountNew Teachers Online Savings accountOnline Savings accountReward Saver accountTerm depositSwitching your account to usManaging your accountSix monthly statementsSwitch to online statementsCredit CardFeaturesRates and feesKey facts sheetFAQsReduce your limit or close your credit cardMake the most of your cardPersonal loansAll Purpose Personal LoanFixed Rate All Purpose Personal LoanCar LoanFixed Rate Car LoanCar Buying ServiceFrequently asked questionsMake the most of your loanPersonal loans no longer offeredTravelGetting startedForeign exchangeSend money overseasReceive money from overseasForeign CashCash Passport Platinum MasterCardConvert a foreign currency chequeBank draftTools and resourcesOffersAbout usOur story50 years and still going strongCareersMedia releases2018 media releases2017 media releasesTeachers Mutual Bank rolls out Cuscal mobile app to 100,000 members2016Teachers Mutual Bank is again an Employer of Choice for Gender EqualityMyth busted: Aussie kids DO know the value of a dollarAnnual results show continued growth and strengthApple Pay coming to Teachers Mutual Bank membersTeachers Mutual Bank and UniBank return to investment lendingTeachers Mutual Bank teams up with KPMGUniBank enters broker market for the first timeUniversity lecturer awarded for supporting aspiring teachersWinners at banking awards Teachers Mutual Bank to merge with Fire Brigades Employees Credit UnionWe are Bank of the YearMedia releases 2015Teachers Mutual unveils new low rate mortgage productTeachers Mutual Bank delivers on all fronts in 2015 Annual ResultsTeachers Mutual Bank investment loan changesPioneering the new frontier of ethical investmentTeachers Mutual Bank cuts variable rates by up to 0.25%pa Unicredit moves to merge with Teachers Mutual BankTMB one of WME companies for 2nd year runningTeachers Mutual Bank passes on full 0.25%TMB announces its lowest home loan rate in 40 yearsMedia releases 20142019 media releasesNSW’s most inspired teachers2020New Victorian Mid-Career Teachers ScholarshipMembers applying for a position on the members committeeMembers applying for the position of elected DirectorBoard of DirectorsMember newsMember news 20182018 Teachers Mutual Bank Limited Annual General MeetingNSW & ACT Bank HolidayWhy I’m sleeping rough Royal Queensland Show DayStay Smart OnlineVote in our 2018 Board electionBe Wary of Free TrialsAnzac Day public holidayAustralia Day public holidayCanberra DayChanges to Credit Reporting LegislationFraud Alert: email scamsPrivacy Awareness Week – How to stay secure onlineQueen’s Birthday public holidayQueensland Labour DayReconciliation Day in ACTWestern Australia DayWestern Australia Labour DayEaster public holidaysNew office opening in West PerthMember news 2019First Home Loan Deposit SchemeTeachers Mutual Bank Limited Annual General MeetingWe've updated our Internet BankingVote in our 2019 Board electionAdvance notice of Annual General MeetingDocklands Melbourne officeRBA announcementRBA rate cut October 2019New Variable Home Loan interest rates2020RBA rate cutInterest rate decisionUpdate: Murdoch University and Curtin University branches WA – temporary closureAnnual General Meeting 2020RBA rate cut 2021Teachers Mutual Bank reveals the secret life of teachersFindings from the Your Financial Wellness User Insights Report 2021Indigenous education holds insights for wider communityCompetition winnersManagementMembers CommitteeFormsApple PayApple Pay What is Apple Pay?Setting up Apple PayUsing Apple PayManaging cardsApplyMobile appDownload our appFeaturesWatch our video seriesSecurityFrequently Asked QuestionsApp Terms of UseOnline accessibilityBanking that comes to youCalculators and toolsStamp dutyBorrowing power calculatorHome Loan comparison calculatorHome loan repaymentsExtra repayments calculatorHome loan key facts sheetLump sum repayments calculatorForeign currency converterBudget plannerCredit card repaymentIncome tax calculatorPersonal loan repaymentsSavings plannerSplit home loan calculatorCar loan repayments calculatorMortgage offset calculatorTerm deposit calculatorCommunityYour CommunityPremiers Sporting ChallengeRegional Teacher MentorshipVictorian Mid-Career ScholarshipTeachers Mutual Bank Emerging Leaders ScholarshipFuture Teachers ScholarshipsNSW Premier’s Teachers Mutual Bank Aboriginal* Education ScholarshipTeachers Mutual Bank Principals ScholarshipClimate ActionSocially Responsible ProductsBe EthicalOur PartnershipsPartners and sponsorshipsAnn D Clark AwardARTEXPRESS Virtual 2020 Schools SpectacularCommunity newsTeaching resources2020Teachers Mutual Bank Victorian Mid-Career Scholarship is open2019NSW Premier’s Teachers Mutual Bank New and Emerging Technologies Scholarship 2020 recipient announcedNSW Premier’s Teachers Mutual Bank Aboriginal* Education Scholarship 2020 recipient announcedTeachers Mutual Bank Emerging Leaders Scholarship 2019 Recipient Announced Teachers Mutual Bank Principals Scholarship 2019 RecipientTeachers Mutual Bank Principals Scholarship Applications now open for 2020Seventh year in a row for Banks' global leadership in community investmentTeachers Mutual Bank Principal's Scholarship is open 2019Teachers Mutual Bank Emerging Leaders Scholarship is open 20192018Premier’s Indigenous Education Scholarship 2019 recipient announcedPremier’s Teacher Scholarship 2019 recipient announcedCorporate responsibility highlights in 2018Teachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Principals ScholarshipTeachers Mutual Bank Limited supports UN Sustainable Finance Roadmap for Australia Teachers Mutual Bank's ethical bond issuance expands to $420 millionBank’s investment in financial literacy creates brighter future for over 26,000 Cambodian childrenTeachers Mutual Bank Executive Scholarship is closedTeachers Mutual Bank Principals Scholarship now closed for 2018 Teachers Mutual Bank named one of the World’s Most Ethical Companies for fifth year in a row Teachers Mutual Bank Limited sets sustainability standards2017Celebrating the bank’s sustainability milestonesTop 20 Corporate Social Responsibility achievements in 2017Fifth year in a row for Teachers Mutual Bank at Retail Banking awards Six times a global leader for Teachers Mutual Bank on communityNSW Premier’s Indigenous Education Scholarship 2017 winner announced NSW Premier's New and Emerging Technologies Scholarship winner announced Teachers Mutual Bank ethical bond issuance doubles to $200 million Teachers Mutual Bank strengthens commitment to be a world leading ethical BankTeachers Mutual Bank Executive Leadership ScholarshipTeachers Mutual Bank Executive Leadership Scholarship is now open for 2018Teachers Mutual Bank Harvard ScholarshipTeachers Mutual Bank joins global banking networkTeachers Mutual Bank Principals Scholarship now open for 2018Teachers Mutual Bank Ltd publishes updated CSR PolicyTeachers Mutual Bank recognised as a world ethical leader for fourth year in a rowTeachers Mutual Bank Ltd position on climate change and fossil fuels 2016Teachers Mutual Bank citation as a 2016 Employer of Choice for Gender EqualityChildren's Financial Literacy Project 2016Congratulations to our eight Future Teachers Scholarship winnersHarvard Club of Australia Teachers Mutual Bank Scholarship 2016Leaders in workplace gender equalityPremier’s TMB New and Emerging Technologies Scholarship 2016NSW Premier’s Teacher Scholarship 2016 winner announcedOur Top 20 Sustainability achievements in 2016Teachers Environment Fund grants open for 2016 Fiji Cyclone: Teachers Mutual Bank donates $10,000 to Save the Children Harvard Club of Australia Teachers Mutual Bank Scholarship 2016Teachers Mutual Bank upbeat on solar upgradeTeachers Mutual Bank issues $100m three year ethical bond - an Australian banking first Teachers Mutual Bank shows global leadership with 5.39% profits to community investment TMB supports Bell Shakespeare's Regional Teacher mentorshipWinners at banking awards Ethical business practices20152015 NSW Premier’s Sporting Challenge Staff Challenge2015 Round One Teachers Environment Fund winners announcedA global leader in community investmentTeachers Mutual Bank named ‘Best Bank in Socially Responsible Performance’ by AB+FEthical investment at Teachers Mutual Bank LtdFuture Teacher Scholarship winners 2015$40,000 of Future Teachers Scholarships now open for 2016A global leader in community investmentHarvard Club of Australia Teachers Mutual Bank Scholarship now open for 2016Myanmar Teachers Project exceeds expectationsOur sustainability year: Top 10 highlightsPioneering the new frontier of ethical investmentPremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipPremiers Teachers Scholarship winner 2015Sustainability Committee Charter updated Teachers Environment Fund Round One now openTeachers Mutual Bank ranked among top CSR organisationsTeachers Mutual Bank sponsors ‘Sticky Money’ report by Ernst and YoungTeachers Mutual Bank supports the Australian Climate Leadership Summit TMB named as a 2015 Worlds Most Ethical Company for the 2nd yearUpdated Sustainability Policy formalises lending and investing exclusions on fossil fuels201485% score for Teachers Mutual Bank by the Australian Centre for Corporate Social Responsibility‘Board Leadership of the Year’ for Climate ChangeCarbon Neutral BankingCongratulations to Bryan Lyndon, recipient of our Teachers Mutual Bank Recognition Award!Congratulations to Sue Milford, recipient of our Teachers Mutual Bank Recognition Award!Eco grants for teachers open at Teachers Mutual BankFuture Teacher Scholarship winners 2014$5,000 Future Teachers Scholarships openHarvard Club of Australia Scholarship 2014Inspirational NSW Principal awarded prestigious Harvard scholarshipTeachers Mutual Bank School Sport Award Winner - Jeff Buxton Weston Public SchoolLightning Ridge teacher plans to engage Aboriginal students with tech devicesMutuals support Philippines Typhoon rebuildMyanmar Teachers Project updateMyanmar Teachers Project updatePremier’s Teachers Mutual Bank New and Emerging Technologies ScholarshipRound two eco grants awarded from the Teachers Environment FundSchools awarded $32,000 eco grants by Teachers Mutual BankSix months on from devastating Typhoon Haiyan credit unions re-open for businessSusan Brasier of Sturt Public School wins Teachers Mutual Bank School Sport AwardTeachers Mutual Bank named as one of the World’s Most Ethical CompaniesTeachers Mutual Bank publishes ‘Our approach to Climate Change’The importance of goal settingTeachers Mutual Bank further improves international CSR scoreTeachers Mutual Bank gets in the grooveTeachers Mutual Bank named finalist in Banking and Finance Socially Responsible Performance awardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank Performing Arts Teacher Recognition AwardTeachers Mutual Bank wins the UNAA Sustainability Leadership awardLightning Ridge teacher plans to engage Aboriginal students with tech devicesThe value of team workTMB named Finalist in Banksia Award ‘Large Business Sustainability Leadership’WA Secondary School of the YearWe are nominated for a NSW Green Globe award2013$5,000 Future Teachers Scholarships open – A passionate teacher is hard to forgetA global leader in community investmentBook celebrates successes in Aboriginal EducationDonation to Haiyan AppealCommunity News‘Getting Down to Business’ A Guide for Beginning Teachers publishedMyanmar teachers’ project builds a sustainable future for the countryNSW Premier’s Teacher ScholarshipOur Scholarship winners announcedRevamped recycling programme launchedSimple steps to make a big difference to your financesSustainability award for Teachers Mutual BankTeachers Environment Fund winners announcedTeachers Mutual Bank awarded Gold for CSR against international heavyweightsTeachers Mutual Bank invests in an electric car futureTeachers Mutual Bank issues RFP for carbon offsetsTeachers Mutual Bank nominated for Outstanding Leadership in Sustainability in the UNAA World Environment Day AwardsTeachers Mutual Bank nominated for NSW Green Globe awardTeachers Mutual Bank shortlisted for prestigious Asia Pacific Banking and Finance AwardThank you Members, Stewart House fundraiser reaches $27,000!Update on the Myanmar Teachers ProjectWe beat Westpac and NAB to win prestigious Sustainability Banking award201274 Sustainability targets published in our Annual reportApply now for our Future Teacher ScholarshipCongratulations to our Teachers Environment Fund winners! Member survey on Sustainability releasedTeachers Credit Union punches above its weight Corporate Responsibility AwardTeachers Environment Fund opensTeachers Mutual Bank and Sydney Region DEC publish book celebrating Aboriginal education achievementsTeachers Mutual Bank earns sustainability accoladesTeachers Mutual Bank featured in The Australian's special LBG reviewTeachers Mutual Bank is a global leader in community investmentTeachers Mutual Banks Sustainability Committee CharterTeachers Mutual Bank nominated as a finalist for the 'Best CSR Strategy' awardTeachers Mutual Bank’s new Sustainability Policy publishedComplaint resolutionContactFinancial hardshipFinancial hardshipManaging credit card debtFinancial hardship FAQsRepayment pause FAQsOur LocationsHead OfficeNSWVictoriaQueenslandWAACTCOVID-19 supportDesign and Distribution ObligationsBanking the way you like itEdvest2020Market updateRules around early access to your superannuationApps that make your life easierScams: what you need to knowMarket updateClean up your everyday spendingWorking from homeTips for spotting a scam emailHelp CentreAccounts HelpHow does a Direct Debit work?How do I make payment with multiple signatories?How do I open a Term Deposit?How can people transfer funds to me?How do I receive my bank statements?How do I close an account?How do I check my balance?How do I switch my accounts to you?How long does a cheque take to clear?How do term deposits work?Tips for tax timeWhat is my daily transfer limit for internet banking?What is your SWIFT code?What is the financial claims scheme?Banking HelpHow do I set up a future payment?Do cards transfer to a new phone?Do you have a mobile app?How do I transfer my money? Generate an up-to-date Transaction History listingHaving problems with the Mobile App?Can I access your website and Internet Banking using Windows 7?RediATM updateWhat happens if I do not tell you my Tax File Number?PayIDHow do I find out my BSB?How do I change my personal details?How do I improve the privacy settings when receiving an SMS?How do I change my card PIN?How do I deposit cash?Getting started with internet bankingWhat if I am having difficulty with internet banking?How secure is banking online?How do I pay a bill using BPAY?I forgot my access codeI need technical assistance What browsers should I use for the website and online banking?What is a one time password?Cards HelpHow can I control my cards in the Mobile App?Why are we moving from rediCARD to Visa?How can I decrease my limit or close my credit cardCredit card essentialsHow do I activate my card?Visa debit card essentialsI have a question about SpriggyHow do I report a lost or stolen card?What is Pays?What does interest free period mean?When will I get my new card when it is up for renewal?How does Google Pay work?How does Apple Pay work?How does Samsung Pay work?Home Loan questionsCan someone come out to see me about a home loan?How can I redraw from my loan?How do I apply for an owner occupied home loan?How does a Fixed Rate Home Loan work?What are your home loan interest rates?What do I need to apply for a home loan?What is a Break Cost?What is offset?What is the difference between positive and negative gearing?Home loan glossaryOther ways we can helpAre there any system updates or planned maintenance?Can I get an insurance quote?Book a Wills Service AppointmentI want a school plannerDo you offer scholarships?Can you help me find a car?Do you offer sponsorship opportunities?How do I contact you from overseas?RoadworksPublic holidaysLatest newsWhat are your office opening hours and locations?What community or sustainability work do you do?What hours is your contact centre open?What if I do not live near an office?Why do I have to join?Troubleshooting helpA file is downloaded when I try to log inI am getting a system errorI am unable to log in to the appI am unable to view or open statementsThe Internet Banking window is not openingTravel HelpHow do I send money or receive money overseas?Notify us of your international travel plansHow do I contact you from overseas?Financial services guidePaymentsNew Payments PlatformPayIDOsko by BPAYWatch our video seriesGoogle PayAbout Google PayHow it worksFrequently Asked QuestionsSupporting you at every stageInternet Banking featuresMobile WalletApple Pay Google Pay Samsung PaySamsung PaySamsung PayWhat is Samsung Pay?Setting up Samsung PayUsing Samsung PayManaging cardsSearchPrivacyPrivacy Consent - LendingPrivacy and Credit Reporting PolicyPrivacy NoticeStatement of Notifiable Matters RatesWebsite termsSecurityFraud & scam warningsTransaction disputes & fraudHow we protect you onlineHow to protect yourself onlineSecurity softwareLost or stolen cardsMobile app security tipsATM securityCard securityTips for shopping onlineVisa SecureIndustry linksSustainabilityThank youThinkBankMoney tipsWondering what to do with your tax refund?A quick guide to common car finance optionsHow to improve your financial wellnessThe Christmas season on a budgetFive creative ways to invest $1,000How to talk about money in your relationshipFiling tax when defacto - what to consider5 personal finance apps to help you hit goalsEasy ways to save while studyingBreak your debt cycle—debt consolidation What's in your credit report and how to keep it healthyHow to increase your borrowing powerOpen banking—the next ‘big thing’ in bankingTips for managing your credit card balance4 tips to manage your credit card balanceWhat is good debt?Financial check-up for your New YearConsolidate your debtBeware of scams this holiday season Get prepared for tax timeHow you can give back as a teacher5 things to think about when choosing a carEmergency funds: Why you need oneOnline shopping and auction site safety 101R.E.S.H.A.P.E. your 2020 financesAvoiding investment scamsDitching the holiday debtNew Year, new financial you4 ways to better handle your financesTime to give your finances a spring clean?5 reasons to check your home loan rateTax tips for teachersTravelWhy staycations are perfect holidaysStay safe online when travelling overseasTop five travel destinations for 20198 easily forgotten travel planning essentials11 budget friendly family travel hacks10 travel tips for your next overseas holidayWhere in the world?Fiji's adventure playgroundMove over Hunter ValleySix of the best: Wildlife experiencesThe world's best (and worst) citiesPropertyComparison rates 101Lenders Mortgage Insurance: 5 things to considerUnderstanding gifted home loan deposits vs. guarantors5 must read tips for first home buyersRenting vs Buying – the Pros and ConsRent or buy?What is the difference between offset and redraw?Step-by-step guide to buying propertyHow much deposit do you really need?First-time home buyers’ checklistWhere to from here? The shifting Australian housing marketTips for bidding at auctionsUnderstanding your home loanBorrowing to build your dream homeHelping you understand Lenders Mortgage InsuranceHome buying mythsHow much you do you really need for a house deposit?Sprucing up your property for a spring sale When big isn't bestGoing, going, goneAlternative ways Australians are affording propertyAre you eligible for these first home buyer schemes?Six of the best: Shipping Container redesignsTips to help you save for your first homeThe trouble with AirbnbLifestyleDomestic trips for your bucket listTop 5 end of year classroom tipsBest short winter breaks on a budget Caremongering: The new movement sweeping the globeLiving a more sustainable lifestyle3 ways to do good things with your moneyA sustainable Christmas6 tips to avoid teaching burnoutHow to encourage your kid to read more3 teachers who taught overseas (and what they got out of it)Teaching pathways10 ways to make the most of university breaksShakespeare for kids with disabilitiesAre food subscriptions worth it?Bouncing back from an unexpected set backThe end of stuff—four ways to declutter your life It's back to schoolLadies to the front!How to ace your first teaching job interviewAugmented reality in the classroomHow our ageing population is impacting the teaching workforceSix of the best: High-tech Xmas giftsTeaching—a career for today and tomorrowBackstreet brewsGet festive with Luke ManganHow green is your backyard?Charity begins in the kitchenUnder wrapsTips for landing your first teaching jobIndustry newseStatements: How They Can Protect You From Identity CrimeTeachers Mutual Bank Teacher Recognition Award WinnerWhat does your bank do with your money? Australian Education Awards winnersWhat is a mutual bank? Your questions answeredTeaching in the future - The Brave New Education World The rising threat of scamsThe sustainable classroomTeaching fish to climb a treeIs there such a thing as responsible banking?The financial strain of studyingWill your superannuation be enough?Cyber safety and security in the classroomEducation and the 2018 Federal BudgetFederal Budget tax cutsReal-time payments explainedThe super shake-upTop of the jobsEthical Banking—What Is It And Why Should You Care?How to spot a scamHow to stay safe online while travelling overseasThe class disadvantageTroubleshootingComprehensive credit reportingWhat is Open Banking?Our Bank's public APIYour Financial WellnessSecret Life of Teachers
