Credit card

$0

Application Fee
7.90%pa

Introductory Rate For First 6 Months
$0

Annual Fee

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Features
Rates and fees
Key facts sheet
FAQs
Change your limit or close your credit card
Managing your credit card balance

Reducing your credit card debt and keeping on top of your balance are more important now than ever before with changes to the way your credit history is reported starting to come into effect. Here are some resources to help keep your credit card debt under control.
How can I decrease my limit or close my credit card?

You can decrease your limit or close your card at any time, the easiest way to do this is through Internet Banking, then navigate to your Credit Card accounts page.

If you do not have access to Internet Banking, you can complete our online enquiry.

How do I increase my credit limit?

To apply to increase your credit limit please complete and return the Increased Credit card limit application.
Make the most of your card

Here's what you'll need to apply...

Be a member of Teachers Mutual Bank - it's easy to join when you apply
+
Identification
+
Allow 15 minutes to complete application online
+
Details on income and expenses

Join

Online Security

Teachers Mutual Bank's online banking helps safeguard you against fraudulent activity online and helps ensure your personal details, financial transactions and money are safe with us.

*Important information

¹ at participating merchants.

² Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify Teachers Mutual Bank promptly of any unauthorised Visa use.

Design and Distribution Obligations

The target market for this product will be found within the product’s Target Market Determination, available here.

Forms and links

Credit Card - terms and conditions

Credit card

Features

Rates and fees

Key facts sheet

FAQs

Change your limit or close your credit card

Managing your credit card balance

How can I decrease my limit or close my credit card?

How do I increase my credit limit?

Make the most of your card

Here's what you'll need to apply...

Online Security

Design and Distribution Obligations

Forms and links

Products

Sustainability

Contact

About us