Credit card

Use your Credit Card for shopping, travelling overseas or even to consolidate other credit or store card debt.

Credit Card

With no annual fees and an introductory rate of just 7.90%, our multi-award winning Teachers Mutual Bank Credit Card is designed to help you save money.

  • $0

    Application Fee

  • 7.90%pa

    Introductory Rate For First 6 Months

  • $0

    Annual Fee

Apply

  • Features

  • Rates and fees

    Interest rates
    Introductory Rate For First 6 Months 7.90%pa
    Interest Rate 11.50%pa
    Interest rates effective date Interest rate effective 24 February 2003
    Interest rates type

    Variable
    Other information

     

    Fee Amount and description
    Late Payment Fee $10
    Arrears Administration Fee $10
    ATM Withdrawals Overseas $4.50
    International Conversion Fee 2.90% of transaction value in $AUD
    Cash Advances Fee

    $4.50 payable when Visa Debit and Visa Credit card cash advances at other financial institutions in Australia and overseas. Individual bank branches may not offer this service and may charge additional fees (at cost).
    Paper Statement Fee

    $1.50 payable when you have elected to receive a paper statement by post in addition to a statement available for you to view and download in Internet Banking. It is in addition to fees for replacement and additional statements. It is debited to your credit card account on the 7th day of the month after the end of a statement period.
    Default Notice Fee

    $25 payable when we send you a default notice asking you to remedy a default under your credit contract.
    Member Trace Fee $20.00 payable by debit to your account, each time we undertake a search to locate you following your payment default if you changed your address without notifying us.
    Copy of Statement Fee $7 per page payable when you request a listing of previous transactions.
    Archive Search Fee $50 per hour (minimum charge $25). Payable when you request a document that must be retrieved from our archives.
    Card Replacement Fee $10 payable when you request a replacement card.

     

    For full details of our fees, please review the Fees and Charges brochure.

    Download the Fees and Charges brochure [PDF]

  • Key facts sheet

  • FAQs

  • Reduce your limit or close your credit card

  • Make the most of your card

  • Pay with Visa


Here's what you'll need to apply...

  • tmb-logo Be a member of Teachers Mutual Bank - it's easy to join when you apply
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Allow 15 minutes to complete application online
  • +
  • tmb-logo Details on income and expenses
Join


Online Security

Teachers Mutual Bank's online banking helps safeguard you against fraudulent activity online and helps ensure your personal details, financial transactions and money are safe with us.

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