Stop the search! Everything you're looking for in a credit card.
Manage your budget better with a great low rate and no annual fee.
Credit card
Use your Teachers Mutual Bank Credit Card for shopping, travelling overseas or even to consolidate other credit. $0 Application Fee and $0 Annual Fee.
Contactless card PIN limits (payWave) are increasing temporarily from $100 to $200, effective 6 April 2020. This will reduce the need for physical contact with a payment terminal and help to lower the risk of COVID-19 transmission.
Our award-winning Visa Credit Card especially for teachers gives you the freedom to spend and pay your bills when you need to. With a great low rate and no annual fee you can still enjoy all the little things in life and keep your budget on track too. It’s no wonder Canstar awarded our great value Credit Card 5 Stars.
Why choose a Teachers Mutual Bank Credit Card?
- Pay no annual fee
- Get a low introductory rate of 7.90% p.a. for the first 6 months
- Enjoy up to 55 days interest free on eligible purchases and balance transfers
- Save with a low ongoing rate of 11.50% p.a.
- Control your spend with flexible credit limits from $1,000 to $25,000
- Add additional cardholders at no extra cost
- Accepted worldwide in over 200 countries
Who can apply?
The Teachers Mutual Bank Credit card is available to individuals aged 18 years or older. Membership, lending criteria and T&Cs apply. Credit card terms and conditions apply.
When you acquire this product you will automatically become a shareholding member and part-owner of the bank.
Here's what you'll need to apply...
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Be a member of Teachers Mutual Bank - it's easy to join when you apply
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Identification
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Allow 15 minutes to complete application online
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Details on income and expenses
Helpful hints & tips for managing your credit card
When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.
*Important information
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify Teachers Mutual Bank promptly of any unauthorised Visa use.
Canstar
The Canstar 2020 5-Star Rating for Outstanding Value Award was received in October 2020 for the Teachers Mutual Bank Credit Card and UniBank Credit Card in the Low Fee Credit Card Category. Canstar is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features.
Forms and links
Credit Card - terms and conditions
