Use your Teachers Mutual Bank Credit Card for shopping, travelling overseas or even to consolidate other credit. $0 Application Fee and $0 Annual Fee.
We think teachers are amazing. That’s why we think you deserve an award-winning credit card.
Our Visa Credit Card not only gives you a great introductory rate, it also gives you a low ongoing rate too. Plus, there’s no annual fee and you get up to 55 days interest free on eligible purchases and balance transfers. It’s no wonder Canstar awarded it 5 Stars. Again.
Why choose a Teachers Mutual Bank Credit Card?
- Pay no annual fee
- Get a low introductory rate of 7.90% p.a. for the first 6 months
- Enjoy up to 55 days interest free on eligible purchases and balance transfers
- Save with a low ongoing rate of 11.50% p.a.
- Control your spend with flexible credit limits from $1,000 to $25,000
- Add additional cardholders at no extra cost
- Accepted worldwide in over 200 countries
Who can apply?
The Teachers Mutual Bank Credit card is available to individuals aged 18 years or older. Membership, lending criteria and T&Cs apply. Credit card terms and conditions apply.
When you acquire this product you will automatically become a shareholding member and part-owner of the bank.
Here's what you'll need to apply...
Be a member of Teachers Mutual Bank - it's easy to join when you apply
Allow 15 minutes to complete application online
Details on income and expenses
Helpful hints & tips for managing your credit card
When you use your card correctly, it can be a great way to keep on top of your cash flow and ensure that you have enough funds to cover more expensive purchases when you need to.
1 at participating merchants.
2 Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify Teachers Mutual Bank promptly of any unauthorised Visa use.
The Canstar 2021 5-Star Rating for Outstanding Value Award was received in September 2021 for the Teachers Mutual Bank Credit Card and UniBank Credit Card in the Low Cost Credit Card Category. Canstar is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features.
Design and Distribution Obligations
The target market for this product will be found within the product’s Target Market Determination, available here.
Forms and links
Credit Card - terms and conditions