Terms and conditions

Our terms and conditions are changing

We’re making some changes to our product terms and conditions which will be effective on 1 September 2025. These changes are part of our ongoing efforts to make banking with us straightforward, fair and safe.

Conditions of Use (new version from 1 September 2025)

Credit card terms and conditions (new version from 1 September 2025)

Fees and Charges (new version from 1 September 2025)

Notice of Change September 2025

Products no longer offered

View Everyday and Savings accounts no longer offered

View Loans no longer offered.

For Target Market Determinations for products no longer offered, visit our Design Distribution Obligations page.