Home loan confidence on call

If you have any questions, we’re ready and happy to help.

Why refinance with us?

If you’re looking to refinance, talk to an expert who will make sure you’re getting the best deal. 

Refinancing is all about finding you a better home loan tailored to your needs –whether it’s flexible repayments, accessing the equity in your home or just a more competitive interest rate.

And it’s easier to refinance than you might think. Our Teachers Mutual Lending Specialist will meet with you on your schedule, get to know your unique needs and find the right loan for you. You can also save with our special discounted interest rates for teachers^ and 100% offset facility.

Get in touch today.

Take the next step in your home loan journey.

Icon of a mobile banker talking

Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

Icon of a mouse

Apply Online

Complete an online application to fast track your home loan financing.

Got a Question?
Enquire Online

Top tips for refinancing

Set your goals for refinancing.

Find out if you’re eligible to join Teachers Mutual Bank. It’s open to teachers and their families, and others in the education sector.

Use our calculators to compare two loans or see your savings with an offset facility.

Work out the costs associated with refinancing and if it’s the right choice for you.

Easy steps to refinancing

Number 1

Have a chat

Tell us about you and your current loan so we can let you know what you can save by switching, and how much you can borrow.

Number 2

Choose your options

Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a no-frills basic variable loan, or add an offset facility, redraw facility, or both.

Number 3

Make the leap

A Lending Specialist will be in touch to finalise your loan. Our lenders will help you take the next steps to discharge your existing home loan from your other bank.