Stop thinking about it.

Turn the car you want into reality.

Fixed Rate Car loan

Our Fixed Rate Car Loan will give you peace of mind knowing that your rate and repayments will remain the same for a fixed period for up to six years. Use this loan for a new or used car up to 10 years old.

  • 6.45%pa

    Interest rate – 3 year fixed

  • 7.13%pa**

    Comparison Rate - 3 year fixed

  • $100

    Personal Loan Application Fee

If you’re looking for a competitive rate and want to lock in your repayments for the duration of your loan1, our Fixed Rate Car Loan is a great option. You can borrow as little as $2,000 for a new or used vehicle up to 10 years old.

  • No ongoing fees
  • Choose weekly, fortnightly or monthly fixed repayments
  • A competitive fixed interest rate
  • 24/7 access via internet banking, mobile app and phone banking

View all loans

Interest rates
Interest rate – 3 year fixed 6.45%pa
Interest rate – 1 year fixed 8.50%pa
Interest rate – 2 year fixed 7.45%pa
Interest rate – 4 year fixed 6.45%pa
Interest rate – 5 year fixed 6.95%pa
Interest rate – 6 year fixed 6.95%pa
Comparison Rate - 3 year fixed 7.13%pa**
Comparison Rate - 1 year fixed 10.40%pa**
Comparison Rate - 2 year fixed 8.45%pa**
Comparison Rate - 4 year fixed 6.97%pa**
Comparison Rate - 5 year fixed 7.37%pa**
Comparison Rate - 6 year fixed 7.31%pa**
Interest rates effective date Interest rates effective 1 July 2019
Interest rates type


Other information
Interest Rate Type Fixed
Minimum Amount $2k
Maximum Amount $80k
Personal Loan Application Fee $100

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]


To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning
Comparison rates quoted are based on $10,000 for a term of 3 years for Travel Loans, $10,000 for a term of 3 years for Car Loans and All Purpose Loans and $30,000 for a term of 5 years for Secured New Car Loans, with monthly repayments. The Secured New Car Loan is a secured product. All other loan products quoted are unsecured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.