Money tips
            We understand managing your money can be a hassle. That’s why we’ve created a range of articles to help you reach your financial goals sooner.
            
                
            
           
         
    
    
    
    
    
        
Money tips
        We understand managing your money can be a hassle. That’s why we’ve created a range of articles to help you reach your financial goals sooner.
    
    
    
        
        
        Let’s face it: being a teacher often means dipping into your own pocket. Whether it’s for classroom supplies, training or prepping at home, educators do it because they care.
            
        
        
            To make things a little easier, we’ve spoken to the ATO and created a simple guide to the work-related deductions that could help put some of that money back in your pocket, plus a few things to steer clear of.
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        New financial year, new money energy: right now is the perfect time to make some mid-year money resolutions and set up the habits that will help you get there. 
            
        
        
            Whether you're keen to pay off debt, grow your savings or simply want to feel like you’re in control of your money and not the other way around, the secret lies in small habits, done regularly.
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        Savings are a central component of your financial health. But it can be difficult to stay motivated to set money aside, and many find themselves struggling with this. 
            
        
        
            Fortunately, setting clear and achievable financial goals can make the process less painful and help you hit your targets sooner.
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        Discover how much easier it can be to reach your savings goals when you break your big savings target into small achievable steps
            
        
        
            Then you can set and forget by automatically transferring money from each pay into an Essential Saver  account. Sit back and watch your money grow.
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        Bucketing your savings means dividing your money into separate accounts earmarked for specific goals
            
        
        
            It’s a smart savings strategy that helps you reach your goals faster because when your savings are squirreled away, they’re less likely to be spent on other things. 
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        Do your homework and choose the right car for your needs!
            
        
        
            If you’re in the market for a new set of wheels it pays to do your research!
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        Getting your refund is the best part of tax time
            
        
        
            Tax time can be annoying, painful, and, for the most part, inconvenient—until the refund arrives. Here are a few practical suggestions to help at tax refund time.
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        A guide to common car finance options
            
        
        
            Take a look at our quick guide to common car finance options before you decide what’s best for you.
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        Find out what you need to consider
            
        
        
            As a de facto, you need to provide extra information to the tax office, and you may also be able to save on your tax. 
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        Our guide to what you need for tax time
            
        
        
            From lesson prep, to tax prep - here are a few things to help with your tax return.
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        Reboot your finances with our simple tips
            
        
        
            How can you improve your financial wellness? We’ve put together some tips to help you get started.
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        How to manage your credit card responsibly 
            
        
        
            Using balance transfers, repayment frequency and other tools to help reduce your limit and keep your credit card debt under control.
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        Debt plays a role in our lives and careers
            
        
        
            Borrowing money may be a key strategy in building a stronger financial future, as we progress through our lives and careers. 
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        These five rules work whether you want to save a little or a lot.
            
        
        
            Living costs are on the rise, but that doesn’t mean you should give up having savings goals.
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        Checking in on your habits should be a priority for everyone
            
        
        
            The new year is here, and there’s no better time to take stock of your finances.
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        Tips to keep on top of your debts
            
        
        
            There are some important things to keep in mind to make debt consolidation work in the long term.
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        How to help you identify and protect yourself from the threat of scams this holiday season
            
        
        
            We’ve handpicked the best hints, tips and resources to help you identify and protect yourself from the ongoing threat of scams.
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        Here's one way to nurture wellbeing and self-esteem for kids.
            
        
        
            Learn more about the charity education employees have been supporting for decades. 
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        We’ve pulled together a money plan for your finances
            
        
        
            As we welcome a New Year, now is the perfect time to give your finances a little love with a money plan you can stick to. 
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        Read our tips for protecting yourself against scammers
            
        
        
            If you enjoy the variety and bargains that can be found online, it pays to be extra cautious. 
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        An emergency fund is a stash of savings for unexpected expenses.
            
        
        
            Saving up an emergency fund is a vital part of having healthy finances, so if you haven’t got one, there’s no time like the present.
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        Tips to enjoy the summer break without breaking the bank
            
        
        
            Is it possible to survive the silly season on a budget without becoming known as the Grinch? Yes, it sure is.
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        Get familiar with your credit report
            
        
        
            Your credit score is an important factor in whether or not you can get financing to buy a house, a new car or even go on holiday.
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        The amount you can borrow is not set in stone
            
        
        
            If you're looking to buy a property, having an idea of how much you can borrow will help you narrow down your search.
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        Think you don’t have a lot to invest? 
            
        
        
            Try these five creative ways to invest a small amount of money outside of the stock market.
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        Tips on how to handle delicate conversations about money
            
        
        
            Follow these quick and easy rules to maintain domestic bliss and manage your joint finances successfully
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        Become a savvy saver with these apps
            
        
        
            There are countless tools to help you manage your money in ways that are clever, quick, and even fun. With apps only a click away, it’s never been easier to become a savvy saver. 
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        Tips for making your dollar stretch further.
            
        
        
            It can feel like a juggling act when it comes to balancing your income and expenses while studying. So, how can you make the most of your money to ensure there’s more time to focus on learning as opposed to finances?
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        Tips to help reach your goals.
            
        
        
            It’s one thing to pay down your debts, but keeping your debt as close to zero as possible is more complicated. 
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        Simple ways to five your finances a face lift this spring.
            
        
        
            All it takes is giving your money a spring clean and you could save hundreds of dollars every year!
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        What is open banking?
            
        
        
            Open banking will give Australians more control over how we use our financial data starting from mid-2019.
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        Here are some ways you can keep your credit card debt under control.
            
        
        
            Reducing your credit card debt and keeping on top of your balance are more important now than ever before with changes to the way your credit history is reported starting to come into effect. 
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        When was the last time you checked to make sure you were still getting the most out of your home loan? 
            
        
        
            You might be tempted to 'set and forget' your home loan, but it’s important to reconsider your options every now and then. Here’s why.
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        What are the signs something's not quite right?
            
        
        
            Australia’s banking and investment industry is one of the most regulated and sophisticated in the world. So how do investment fraudsters still manage to ensnare savvy Australians?
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        Clear the holiday debt with minimal pain
            
        
        
            In the post-Christmas period you might have experienced ‘statement stupor’: the sense of bewilderment when you check your credit card statement and realise that you spent more than you thought.
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        Supercharge your finances in 2018 with these financial tips
            
        
        
            Taking control of your spending is easier than you think. It could be as simple as setting realistic financial goals or challenging yourself with no-spend days.
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        Tips to help you get ahead
            
        
        
            We’re a nation of spenders, with one of the highest personal debt levels in the world. Yet there are plenty of ways to be smart about money. Even the smallest of changes can make a difference to your bank balance and set you on the path to better financial health. Here are some ideas to help get you started.
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