Money tips

We understand managing your money can be a hassle. That’s why we’ve created a range of articles to help you reach your financial goals sooner.

Money tips

We understand managing your money can be a hassle. That’s why we’ve created a range of articles to help you reach your financial goals sooner.

A stylised image of a plane flying upwards above an increasing graph.

Here are some tips on how to save money

These five rules work whether you want to save a little or a lot.

Living costs are on the rise, but that doesn’t mean you should give up having savings goals.

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A pair of hands grasp a blue toy car.

5 things to think about when choosing a car

Do your homework and choose the right car for your needs!

If you’re in the market for a new set of wheels it pays to do your research!

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A happy piggy bank is covered in small colourful beads.

Wondering what to do with your tax refund?

Getting your refund is the best part of tax time

Tax time can be annoying, painful, and, for the most part, inconvenient—until the refund arrives. Here are a few practical suggestions to help at tax refund time.

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Image of a blue alarm clock laid flat next to wooden building blocks with letters spelling out 'Tax Time'.

Tax tips for teachers

Wondering which teaching-related expenses are tax deductible?

It’s that time of year again—the countdown to tax time has begun. Ask any teacher and they will tell you that plenty of teaching-related expenses throughout the year come directly out of their own pockets. But which ones exactly are tax deductible?

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A birds eye view shot shows a new red car driving across a bridge over a large lake.

A quick guide to common car finance options

A guide to common car finance options

Take a look at our quick guide to common car finance options before you decide what’s best for you.

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Defacto couple sitting with agent to complete tax

Filing tax when defacto

Find out what you need to consider

As a de facto, you need to provide extra information to the tax office, and you may also be able to save on your tax.

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Get prepared for tax time

Our guide to what you need for tax time

From lesson prep, to tax prep - here are a few things to help with your tax return.

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A couple sit on the couch in their home, reading documents to check their financial wellness.

How to improve your financial wellness

Reboot your finances with our simple tips

How can you improve your financial wellness? We’ve put together some tips to help you get started.

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Man standing in front of mirror trying on clothes

4 tips to manage your credit card balance

How to manage your credit card responsibly

Using balance transfers, repayment frequency and other tools to help reduce your limit and keep your credit card debt under control.

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Toy block house surrounded by stacks of coins

What is good debt?

Debt plays a role in our lives and careers

Borrowing money may be a key strategy in building a stronger financial future, as we progress through our lives and careers.

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Top down view of a notebook on a desk.

Financial check-up for your New Year

Checking in on your habits should be a priority for everyone

The new year is here, and there’s no better time to take stock of your finances.

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The word debt written on a green chalkboard.

Consolidate your debt

Tips to keep on top of your debts

There are some important things to keep in mind to make debt consolidation work in the long term.

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Two people sitting at a table looking at a laptop.

Beware of scams this holiday season

How to help you identify and protect yourself from the threat of scams this holiday season

We’ve handpicked the best hints, tips and resources to help you identify and protect yourself from the ongoing threat of scams.

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Kids at Stewart House children's charity in Sydney

How you can give back as a teacher

Here's one way to nurture wellbeing and self-esteem for kids.

Learn more about the charity education employees have been supporting for decades. 

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A torn piece of paper with 'New Year, New You' written on it, symbolising the fresh start and transformative aspirations often associated with the New Year.

R.E.S.H.A.P.E. your 2020 finances

We’ve pulled together a money plan for your finances

As we welcome a New Year, now is the perfect time to give your finances a little love with a money plan you can stick to. 

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Young woman is on her laptop sitting by a cafe window.

Online shopping and auction site safety 101

Read our tips for protecting yourself against scammers

If you enjoy the variety and bargains that can be found online, it pays to be extra cautious.

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A hand places fifty and hundred dollar notes in an emergency fund jar.

Emergency funds: Why you need one

An emergency fund is a stash of savings for unexpected expenses.

Saving up an emergency fund is a vital part of having healthy finances, so if you haven’t got one, there’s no time like the present.

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Kids enjoying Christmas lunch

The Christmas season on a budget

Tips to enjoy the summer break without breaking the bank

Is it possible to survive the silly season on a budget without becoming known as the Grinch? Yes, it sure is.

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credit report document beside calculator

What's in your credit report?

Get familiar with your credit report

Your credit score is an important factor in whether or not you can get financing to buy a house, a new car or even go on holiday.

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financial advisor meeting with couple

How to increase your borrowing power

The amount you can borrow is not set in stone

If you're looking to buy a property, having an idea of how much you can borrow will help you narrow down your search.

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Smiling couple look at laptop

5 Creative ways to invest $1,000

Think you don’t have a lot to invest?

Try these five creative ways to invest a small amount of money outside of the stock market.

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Couple sit at table with document

How to talk about money in your relationship

Tips on how to handle delicate conversations about money

Follow these quick and easy rules to maintain domestic bliss and manage your joint finances successfully

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5 personal finance apps to help you hit goals

Become a savvy saver with these apps

There are countless tools to help you manage your money in ways that are clever, quick, and even fun. With apps only a click away, it’s never been easier to become a savvy saver.

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Student calculating her budget to save while studying

Easy ways to save while studying

Tips for making your dollar stretch further.

It can feel like a juggling act when it comes to balancing your income and expenses while studying. So, how can you make the most of your money to ensure there’s more time to focus on learning as opposed to finances?

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Couple planning solutions to their debt problems using laptop.

Break your debt cycle—debt consolidation

Tips to help reach your goals.

It’s one thing to pay down your debts, but keeping your debt as close to zero as possible is more complicated.

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A vase of fresh spring flowers sits on a window sill next to a mug of tea.

Time to give your finances a spring clean?

Simple ways to five your finances a face lift this spring.

All it takes is giving your money a spring clean and you could save hundreds of dollars every year!

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A person with a tattoo on forearm holds out a mobile phone while the foreground is made up of a single cloud and blue sky

Open banking—the next ‘big thing’ in banking

What is open banking?

Open banking will give Australians more control over how we use our financial data starting from mid-2019.

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Man researching on a laptop while looking at a credit card.

Tips for managing your credit card balance

Here are some ways you can keep your credit card debt under control.

Reducing your credit card debt and keeping on top of your balance are more important now than ever before with changes to the way your credit history is reported starting to come into effect.

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Happy teaching couple with their dogs relaxing on a couch, embodying the work-life balance supported by Teachers Mutual Bank's financial solutions for educators.

5 reasons to check your home loan rate

When was the last time you checked to make sure you were still getting the most out of your home loan?

You might be tempted to 'set and forget' your home loan, but it’s important to reconsider your options every now and then. Here’s why.

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Avoiding investment scams

What are the signs something's not quite right?

Australia’s banking and investment industry is one of the most regulated and sophisticated in the world. So how do investment fraudsters still manage to ensnare savvy Australians?

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Father with daughter at computer worrying about expenses over the holiday period

Ditching the holiday debt

Clear the holiday debt with minimal pain

In the post-Christmas period you might have experienced ‘statement stupor’: the sense of bewilderment when you check your credit card statement and realise that you spent more than you thought.

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Stacks of gold coins with

New Year, new financial you

Supercharge your finances in 2018 with these financial tips

Taking control of your spending is easier than you think. It could be as simple as setting realistic financial goals or challenging yourself with no-spend days.

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Little girl with hammer about to smash piggy bank

4 ways to better handle your finances

Tips to help you get ahead

We’re a nation of spenders, with one of the highest personal debt levels in the world. Yet there are plenty of ways to be smart about money. Even the smallest of changes can make a difference to your bank balance and set you on the path to better financial health. Here are some ideas to help get you started.

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