Financial planning You want a bright future. Start planning for it today by getting straight answers, the right advice and smart strategies. Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Financial Planning Financial planning process Financial Planning We’ve partnered with Bridges financial planners to provide solutions and strategies to help you achieve your financial goals. My Goals About Bridges Bridges latest tips and resources Financial planning process Maximise your super Retirement planning Find a financial planner Wills service My Goals About Bridges Bridges latest tips and resources Financial planning process Financial planning process Make sense of the financial planning process with our 6-step guide. Step 1 – Gathering information The first meeting with your financial planner will give you the opportunity to discuss your current financial situation. Typically, they will ask about how much you earn, other sources of income, commitments, and how you spend your money. Step 2 – Identifying goals An essential part of this process is to clearly identify your financial goals. Your financial planner should take into account timeframes, financial commitments and other influences that may impact the development of your plan. Step 3 – Identifying and prioritising financial issues Your financial planner will assess your financial situation by asking you about your attitude towards risk and diversification as well as your time frame which will then help you prioritise your goals. Step 4 – Preparing your financial plan Based on your financial situation and goals, your financial planner will develop a complete strategy and prepare it for your review. Step 5 – Implementing your financial plan It’s good to approach your plan with flexibility; once you’ve agreed with your plan, it’s time to put it into action. Step 6 – Reviewing your plan Staying on track is important to help you meet your goals and expectations. Your situation will change, so from time to time your financial planner will review your plan and check the progress of your strategy. Call us to arrange your free initial consultation 13 12 21 *Important information Bridges Financial Services Pty Limited (Bridges), ABN 60 003 474 977 ASX participant AFSL No 240837 part of the IOOF group, is the entity that provides advice. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. The Bank is the referrer and in referring members to Bridges, the Bank does not accept any liability or responsibility for any act, omission or advice provided by Bridges or its authorised representatives. This general advice does not take into account your individual situation, needs or circumstances. You should assess your own financial situation, or seek professional advice before making any financial decisions based on this advice. If we refer you to Bridges for financial advice we may receive a referral fee ranging from 0-30% of any entry fee and/or any ongoing fee paid by you to Bridges. Maximise your super Retirement planning Find a financial planner Wills service Back to top.