Our banking and savings accounts can help you take control of your money, giving you financial freedom today, tomorrow and in the future.

Everyday banking

Accounts for everyday transactions.

Everyday Direct account

An all-in-one bank account that provides flexibility, security and hassle-free online transactions.

Learn more

  • $0 Monthly account fees
  • $0 Electronic transactions
  • $0 Bank@Post transactions
  • $0 Dishonours
  • $0 Pay Anyone

Account Resources

Listen to our podcast series

Join host, Alan Waugh, Chief Sales Officer at Teachers Mutual Bank, and financial coach Betsy Westcott.

In our Better Money Management podcast series, we'll cover essential topics including budgeting, saving, and being credit healthy. Listen in whilst on the go for information, tools and tips you need to boost your financial wellbeing and work towards the life goals that matter most to you.

If you haven’t joined Teachers Mutual Bank yet

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What bank accounts can I link to my Everyday Direct account?

You can link all of your Teachers Mutual Bank accounts – including mortgages and loans – to your Everyday Direct account to easily transfer funds, track your savings and manage your bills and spending.

Who can become a Member of Teachers Mutual Bank?

Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian education sector or are family members of members (i.e. shareholders) of the Bank.

How can I deposit and withdraw funds?

Teachers Mutual Bank offers a variety of ways to make transactions. You can deposit or withdraw funds via Internet Banking, our Mobile Banking App, through your Mobile Wallet or PayID4, 5, in one of our branches, or at one of more than 10,000 fee-free ATMs nationwide.

Can’t find the answers you’re looking for? Read all our FAQs in our Help Centre.


A man sits on a couch, using his laptop and holding a phone to his ear. The Teachers Mutual Bank Security Promise logo is overlaid next to the man.

Teachers Mutual Bank Security Promise

Our commitment to you

Our Teachers Mutual Bank Security Promise is your guarantee we are working around the clock to protect you, your identity and your money. This includes repaying money lost to fraud so long as you’ve complied with our terms and conditions and haven’t contributed to the loss.