Cash Management account If you’re looking for a high return on your savings and want your money available when you need it, then a Cash Management account is for you. Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Accounts Cash Management account $0 Access Fee 1.21%pa $5k and over $0 Minimum Amount Apply Cash Management account The Cash Management account lets you transact, save, gives you high interest and lets you access your money 24/7 via online and phone banking. Avoiding and minimising fees Join Savings calculator Savings and Investments interest rates Features and benefits How to open an account Rates and fees Have you considered? Features and benefits If you’re looking for a high return on your savings and want your money available when you need it, then a Cash Management account is for you. Take advantage of: Track payments with SMS and email alerts Access to online banking anywhere, anytime Direct credits No fees for accessing your account online or via phone banking SMS banking Free online and phone banking transfers Free online and phone banking balance enquiries Internal transfers No minimum balance High interest rate 24/7 access via internet, mobile app and phone banking View all accounts How to open an account How to open this account You need to be a member and an internet banking user. Contact us if you do not have access to internet banking. Members Apply via internet banking Log in to internet banking Go to 'Self Service' in the menu Select 'Open New Account' in the drop-down menu and follow the prompts. Apply over the phone Apply via post Not a member yet? Become a member and we will guide you through the process to open your new account. Join online today Rates and fees Interest rates $5k and over 1.21%pa up to $4,999 0.10%pa Interest rates effective date Interest rates effective 1 September 2016 Interest rates type Variable Other information Additional Statements Fee $7 per month TMB Cheque Withdrawal Fee $3 For full details of our fees please review the Fees and charges brochure. Have you considered? Here are some other ways we can help you Switch to Teachers Mutual Bank Once you’re a member, switching all your banking to Teachers Mutual Bank is easier than ever. Make the switch Our other savings accounts Achieve your savings goals sooner by choosing the savings account which works best for you. View all accounts Make the most of your money overseas Purchase a Cash Passport Platinum MasterCard for your next trip. Learn more Managing your account Useful information for making the most of your Teachers Mutual Bank accounts. Savings calculator Ways to bank with us Which account is for you Avoiding and minimising fees BPAY View Managing your account Banking for kids Switch your account to us Managing your account To become a member, you'll need: To be an Australian citizen or permanent resident 18 years old or over + Identification + Account details to purchase your share in the bank Join *Important information Conditions of use—Accounts and access Fees and charges brochure Back to top.