Overdraft (RediCredit)

Having an overdraft (RediCredit) means you’re ready to manage life’s little emergencies at any time.

  • 12.64%pa

    Interest rate

  • $0

    Application Fee

  • $500

    Minimum Amount

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Be prepared for the unexpected

RediCredit is an overdraft is attached to your everyday account for whenever you need a little extra cash.

  • Features and benefits

    • No ongoing fees
    • Links directly to your Everyday account
    • Instant access to your funds
    • A variable interest rate
    • Interest is only charged on the funds used - not the limit
    • Convenient access to ATMs worldwide
    • Up to $10,000 credit limit for individuals or up to $20,000 for joint accounts
    • Up to $20,000 credit limit for Edvest members or $40,000 for joint Edvest members, provided both account holders are Edvest members
    • No application fee
    • Peace of mind that you are ready to manage life’s little emergencies at any time
    • Temporary limit increase to cover you on holidays
    • 24/7 access via internet banking
    • 24/7 access via mobile app
    • 24/7 access via phone banking
    View all loans

  • Rates and fees

    Interest rates
    Interest rate 12.64%pa
    Interest rates effective date Interest rate effective 1 August 2008
    Interest rates type

    Variable
    Other information
    Application Fee $0
    Minimum Amount $500
    Interest Rate Type Variable

    For full details of our fees please review the Fees and charges brochure.

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank
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