1. Membership - New Teacher program
If you are an employee in the Australian education sector, or are a family member of a Teachers Mutual Bank Limited member – you can join Teachers Mutual Bank. This banking package is available to you if you are studying teaching or you have graduated as a teacher in the last two years and may be withdrawn by TMB at any time.
2. Everyday and Online Savings account
'Conditions of use — accounts and access' document and 'Fees and charges' brochures are available online or from any of our offices. You should read both of these documents before deciding to open accounts and access facilities issued by TMB. Any advice provided here does not take into consideration your objectives, financial situation, or needs, which you should consider before acting on any recommendations.
For further information:
Call 13 12 21
3. Join offer
Teachers Mutual Bank will credit an initial $20 into your Everyday account. Additional $20 will be credited into the Everyday account when you transact with your Teachers Mutual Bank Visa Debit Card within 28 days of opening your membership. You should consider whether this product is appropriate for you before acquiring it.
4. Online access
You should consider whether this service is appropriate for you before acquiring it. For additional information on security please refer to our Security Guide for electronic transactions available online. Access is subject to availability and maintenance. We test mobile banking to ensure compatibility with the majority of popular devices used by members but cannot guarantee that it will be compatible with all devices and operating systems. Teachers Mutual Bank Limited does not charge you for accessing your accounts using your mobile. Internet data charges and call charges may be incurred through your mobile service provider - check with your Internet Service Provider or mobile phone service provider for more details. A 3G or Wi-Fi connection is needed for the mobile banking and map features.
5. Car Loan and Teachers Credit Card
Fees and charges and lending criteria apply. Consumer Lending and Teachers Credit Card terms and conditions available online or from any of our offices.
6. Android Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Android PayTM and Teachers Mutual Bank Mobile Wallet and are available on our website. Smart phone must be NFC (Near Field Communication) enabled and running KitKat 4.4 and above. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Android PayTM. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. Android, Android PayTM and Android logo are trademarks of Google Inc.
7. Apple Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Apple Pay and Teachers Mutual Bank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Apple PayTM. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc, registered in the U.S. and other countries.
Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps, with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/km207105.
8. Samsung Pay
You should consider whether this service is appropriate for you before acquiring it. Terms and conditions apply to the use of Samsung Pay and Teachers Mutual Bank Mobile Wallet and are available on our website. Access to the system is subject to availability and maintenance. We do not charge a fee to allow you to use your Visa card in Samsung Pay. Internet data charges may be incurred through your mobile service provider - check with your Internet Service Provider for more details. For more information and a list of compatible Samsung Pay devices visit tmbank.com.au/Samsung pay.
Fees and charges and lending criteria apply. Consumer Lending terms and conditions available online or from any of our offices.
Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981
Membership is open to citizens or permanent residents of Australia who are current or retired employees of the Australian education sector or family members of members of the bank.
Refer to the Fees and charges brochure for details on fees and charges.
Terms and conditions for www.tmbank.com.au/teacherintraining
The competition period commences at 9.00AM AEDT on 15 January 2018 and closes at 9.00PM AEST on 31 May 2018 (the “Competition Period”).
- Two cash prizes of $10,000 each (which can be used towards the costs of your degree);
- Five travel vouchers worth $500 each from Tertiary Travel1;
- Three Nintendo Switch;
- Three iPads Wi-Fi 32 GB Space Grey or
- 100 Event Cinema Movie Tickets.
The prize pool is available across both the Teachers Mutual Bank and UniBank2 brands.
One entry into the draw is automatically made:
- when you join the Bank as a member or becoming a customer; and
- for every 5th transaction made using your Bank3 Visa Debit card via Pay Wave, during the Competition Period.
An entry into the draw is automatically made on every 5th PayWave transaction using your Bank Visa Debit card. You can make a transaction up to the value of $100 per transaction on your Bank Visa Debit card during the Competition Period. You will earn 2% Cashback on PayWave transactions using your Bank Visa Debit card. Any transactions which were reversed during the period competition are not eligible for the 2% cashback.
Cashback will be paid to your everyday account on the 5 June 2018.
Entries are restricted to new members or customers joining during the Competition Period. If you resign from the Bank during the Competition Period and then re-join, you will not be eligible for another entry into the draw.
1 Tertiary Travel Service Pty Limited ABN 28 008 900 901 is a wholly owned subsidiary of Teachers Mutual Bank Limited.
2 UniBank is a division of Teachers Mutual Bank Limited (the “Bank”).
3 Bank means Teachers Mutual Bank Limited.
To be eligible to enter, in addition to joining the Bank as a member or becoming a customer during the Competition Period, you must be: (a) at least 18 years of age; (b) a student who is studying an education degree at an Australian University; and (c) a member of, or be in the process of joining, your relevant industrial association.
Membership is open to citizens or permanent residents of Australia who are current or retired employees of the Australian education sector or family members of members of the Bank as well as students who are studying an education degree at an Australian University and who are members or are in the process of joining their relevant industrial association.
For non-members who would like to enter into the competition, please check if you meet the Bank’s eligibility criteria for joining. Please speak to a Bank customer service representative to check if you are eligible to join.
The following people are not eligible to enter this competition:
- The Bank’s Directors;
- Members of the Bank’s Members Committee;
- Bank employees and members of their families (spouse, partner, parent, grandparent, child, stepchild, grandchild, brother or sister); and
- Existing members who have joined the Bank outside of the Competition Period.
The draw for the competition will occur at 10.00am AEDT on 15 June 2018 (Draw Date). The prizes will be drawn by a representative of the Bank at 28-38 Powell Street, Homebush NSW 2140.
The winners will be notified by telephone on the day of the draw and sent advice by email.
The winners’ names will be published on the Teacher Mutual Bank website tmbank.com.au and in The Australian on the 2 July 2018.
The prize payments may only be paid into a Teachers Mutual Bank transaction account. The prize is not transferable and non-redeemable for cash. Please note that a tax liability may arise with regard to a prize payable in connection with any investment account you have with us. You do not have to provide us with your tax file number (“TFN”), but we are obliged to withhold tax at the highest marginal rate (plus the Medicare levy) from any cash prize if we do not have your TFN. Please seek your own advice if you are uncertain as to any aspect of these issues.
Any unclaimed prizes from the competition period will be redrawn three (3) months from the Draw Date at 10.00 am AEST 25 June 2018 at 28-38 Powell Street, Homebush NSW 2140, subject to any direction given under applicable law. The winners will be telephoned and sent advice by email on 26 June 2018. The winner’s names will be announced on the Teachers Mutual Bank website tmbank.com.au and in the Australian on the 2 July 2018.
The promoter is Teachers Mutual Bank Limited, ABN 30 087 650 459 AFSL/Australian Credit Licence No 238981, 28-38 Powell Street, Homebush NSW 2140.
Winner’s consent for promotion:
The winning entrants consent to the promoter using their names and photographs in any media for an unlimited period of time for the purpose of promoting, publicising or marketing this promotion and promoting any products and services by the promoter.
Indemnity and disclaimer:
You agree to release and indemnify the Bank and its agents and employees from and against, all liability, costs, loss or expenses arising out of acceptance of any prize or participation in the competition, including (but not limited to) loss of income, personal injury and/or damage to property, whether direct, consequential or foreseeable, due to some negligent act or omission or otherwise.
The Bank is not responsible or liable for any of the following:
- If, for any reason beyond its reasonable control, any element of any prize is not provided, the Bank, in its absolute discretion, may substitute a different prize in place of any prize referred to in these terms and conditions;
- if, for any reason, the competition is suspended, varied or terminated at any time, with or without prior warning or publicity;
- for late, lost or misdirected entries; and
- for any change in the value of a prize occurring between the publishing date and the date the prize is claimed.
Any changes to the competition and/or Terms and Conditions relating to the competition (including prize variations, cancellation or suspension of the competition), are subject to the approval of all relevant State and Territory Lottery Departments.
All entries become the property of the Bank.
The Bank has the right to exclude any person from this competition for any reason whatsoever and to amend these terms and conditions at any time or cancel the competition subject to state regulation.
Authorised under NSW Permit No LTPS/17/20878 - ACT Permit ACT TP17/02631 - SA Permit No T17/2447
Tertiary Travel Service terms and conditions
The travel vouchers are non-refundable, transferrable or redeemable for cash.
The travel vouchers are valid until 31 December 2019
Apple is not a participant in or sponsor of this promotion.
Nintendo is not a participant in or sponsor of this promotion.