Fine print—Allianz Comprehensive Car Insurance
*Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian education sector or are family members of members (i.e. shareholders) of the Bank. 1 The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither Teachers Mutual Bank Limited nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. The Target Market Determination is available by calling 1300 139 418. If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz Australia Insurance Limited (AAIL) to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product. 2 Promotional Period: 8AM AEST on 1/07/21 to 11pm AEST on 30/06/2022. To be eligible to enter, an entrant must be an Australian resident who is a Member of Teachers Mutual Bank Limited and 18 years of age or older. To enter, a Member must purchase a new Allianz Comprehensive Motor, Home or Landlord insurance policy through Teachers Mutual Bank, Firefighters Mutual Bank, Health Professionals Bank or UniBank during the competition period and Allianz has received full payment of the annual eligible policy premium; or if paying by the fortnight or month, the entrant’s nominated bank details to enable monthly instalments of the eligible policy premium to be deducted. Total of 12 prize draws, with one entry drawn at 28-38 Powell Street, Homebush NSW 2140 at 10AM AEST on 2/08/2021, 1/09/2021, 1/10/2021, 2/05/22, 1/06/22, 1/07/22 and at 10AM AEDT on 1/11/21, 1/12/21, 4/01/22, 1/02/2022, 1/03/22, 1/04/22. Winners will be published at tmbank.com.au within 7 days of each draw. Promoter: Teachers Mutual Bank Limited, ABN 30 087 650 459 AFSL/Australian Credit Licence No 238981, 28-38 Powell Street, Homebush NSW 2140. Authorised under NSW Permit No TP/01063, ACT Permit No ACT TP 21/00791, SA Permit No T21/735. See Offers for full terms and conditions.
The Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). The Bank acts as an agent for Allianz and not your agent. Neither the Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. The Target Market Determination is available by calling 1300 139 418.
If you purchase this insurance, the Bank will receive a commission that is a percentage of the premium depending on the product. We also have an arrangement with Allianz to provide marketing, administrative and support services relating to Allianz insurance products in return for a share of aggregate profits from insurance policies (excluding CCI policies) issued by Allianz that we arrange. Ask us for more details before we provide you with any services on this product.
1. Minimum premiums
Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.
2. Save up to 10% when you buy online
The online discount applies to new Comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
3. Safe Driver Discount
Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.
4.
In certain circumstances we may agree with you to use another repairer than the one that you selected. We will act reasonably in doing so.
5.
We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.
6. Instalment Premiums
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
