Home loans 101
Whether you are entering the market for the first time, looking to refinance or simply working out how much you can borrow, we have broken down each step so you have all the information you need in one place.
Resources
Teachers Mutual Bank has partnered with Aussie Bonds to assist our members with a deposit bond when purchasing a property.
Get in touch today.
Take the next step in your home loan journey.
Talk to a Lending Specialist
We can visit you at home, call you on the phone, or speak to you on a video call.
Apply Online
Complete an online application to fast track your home loan financing.
To become a member, you'll need:
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To be an Australian citizen or permanent resident
18 years old or over
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Identification
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Account details to purchase your share in the bank
**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.
*Important Information
Deposit Bond
The Bank has partnered with Aussie Bonds Australia Pty Limited ABN 78 003 101 035 (“Aussie Bonds”), who may be able to assist you in obtaining a Deposit Bond. Aussie Bonds are an authorised representative of QBE Insurance (Australia) Limited ABN 78 003 191 035/AFSL 239545, the Deposit Bond issuer. Please note that if you obtain a Deposit Bond product via Aussie Bonds following a referral by the Bank, the Bank will receive a commission from Aussie Bonds. For unconditional Deposit Bonds (which include pre-approval subject to valuation), the commission is a flat fee of $100 plus 27.5% of the Deposit Bond fee. For other standard Deposit Bonds, the commission is $100 plus 24% of the Deposit Bond fee.