Refinance with a specially discounted rate for teachers

The great deal you deserve.

Refinancing for teachers

James, one of Teachers Mutual Bank's helpful Home Loan Specialists.

  • We accept three months of employment history for regular relief and casual teachers2
  • Discounted home loan rates for teachers^
  • A lending specialist who’ll work around your classroom hours
  • The same lending specialist throughout the whole process of refinancing

  • Essential Worker
    Your Way Plus Home Loan

    If you’re an Essential worker^, you’ll get the whole package PLUS access to special low rates and benefits.

    • 6 .44
      pa %
      Your Way Plus Essential Worker^ variable rate (Owner, P&I, LVR up to 60%)
    • 6 .74
      pa** %
      Your Way Plus Essential Worker^ comparison rate (Owner, P&I, LVR up to 60%)
    • PLUS extra 0.05% p.a. discount for essential workers^ (Variable rate only)
    • PLUS annual fee for essential workers^ first home buyers waived
    6 .44
    pa %
    Your Way Plus Essential Worker^ variable rate (Owner, P&I, LVR up to 60%)
    6 .74
    pa** %
    Your Way Plus Essential Worker^ comparison rate (Owner, P&I, LVR up to 60%)

Calculate your repayments

Easy steps to refinancing

Number 1

Have a chat

Tell us about you and your current loan so we can let you know what you can save by switching, and how much you can borrow.

Number 2

Find the right home loan

Take a look at our home loan options and we'll help you find the right loan. We’re flexible to suit your needs – you can have a basic variable loan that comes with redraw, or add an offset facility and have both.

Number 3

Make the move

A Lending Specialist will be in touch to finalise your loan application. Our lenders will help you take the next steps to discharge your existing home loan from your other bank.

Get in touch today.

Take the next step in your home loan journey.

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Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

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Apply Online

Complete an online application to fast track your home loan financing.

Got a Question?
Enquire Online

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate

Essential workers

^Eligible Essential workers include: School Principal, Faculty Head, Commissioned Fire Officer, Commissioned Police Officer, Ambulance Officer, Intensive Care Ambulance Paramedic, Supervisor Police Officer, Police Officer, Senior Fire Fighter, Fire Fighter, Registered Nurse, Registered Midwife, Registered Mental Health Nurse, Registered Developmental Disability Nurse, Enrolled Nurse, Pre-Primary School Teacher, Primary School Teacher, Secondary School Teacher, Special Needs Teacher, Special Education Teachers, University Lecturer, University Tutor, Vocational Education Teacher, English as a Second Language Teacher.