The same award-winning low rate for 3 years? Lock it in.

There’s never been a better time to secure your home loan repayments!*

Fixed Rate Home Loan

Enjoy the assurance of knowing exactly what your home loan repayment will be with the ability to lock in your interest rate for up to 5 years.

  • 2.05%pa

    Featured Interest Rate - 3 Year Fixed

  • 3.81%pa**

    Featured Comparison Rate - 3 Year Fixed

  • $25k

    Minimum Amount

Why you’ll love our fixed rate home loan

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Make every dollar count with our 100% mortgage offset. With no minimum balance, every hard earned dollar in your account will help reduce your interest payments - you could save thousands over the life of your loan.


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Save your money for the things that matter most. With no annual or ongoing fees, your money goes further with Teachers Mutual Bank.


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Enjoy the peace of mind of borrowing from one of the World’s Most Ethical Companies®. We don’t invest in harmful industries like alcohol, armaments, gambling, tobacco and fossil fuels.

Find your local mobile lender

We know life gets busy. So when you don't have time to drop into your local office, you can contact one of our mobile lenders. From buying your first home to upgrading or refinancing, our experts are on call to help you find the home loan that's right for you.

Please note: Mobile lenders are not available in all areas. To find out if we service your area, simply enter your postcode above.

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.