Our Classic Home Loan

Keep it simple with this simple home loan. Avoid unnecessary extras and get a competitive lower rate.

Classic Home Loan

Build your future in your new home with a low, ongoing variable rate.

  • 2.34%pa

    Classic Home Loan variable rate (Owner, P&I)

  • 2.38%pa**

    Classic Home Loan Comparison rate (Owner, P&I)

Is this a home you'll love?

Looking for a place to call your own? Or refinancing to reduce your repayments? With an interest rate this low and no unnecessary features, you’ll have the confidence to make your move.

What you'll get

 

Rates

Build your future in your new home with a low, ongoing variable rate.

 

Fee-Free Redraws

Get the security of unlimited fee-free redraw.

 

Flexibility

Make unlimited additional repayments and get the ability to top-up when it suits you.


Get in touch today.

Take the next step in your home loan journey.

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Talk to a Lending Specialist

We can visit you at home, call you on the phone, or speak to you on a video call.

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Apply Online

Complete an online application to fast track your home loan financing.

Got a Question?
Enquire Online
Information  

Purpose

Owner occupied. No construction loan available.

Minimum Amount

$150,000

Maximum Amount

Up to 90% of the property value prior to the capitalisation of Lenders Mortgage Insurance.

Up to 98% of the property value for loans under the First Home Loan Deposit Scheme (depending on scheme type).

Repayment type

Principal and interest

Interest rate type

Variable rate only. No fixed rate available for this product.

Interest calculated

Daily, charged monthly

Establishment fee

$600

Annual fee

$0

Additional repayments

Yes

Offset facility

No

Redraw

Yes – fee free

Split loan

No

Top up

Yes

  
  Interest rates effective 29 June 2021.  

 

For full details of our fees, please review the Fees and Charges brochure.

Download the Fees and Charges brochure [PDF]

Check out your other options

 
  • Your Way Home Loan

    Stay in control with the flexibility you need to do your home loan, your way.

    Learn more

    • 4 .29
      pa %
      Your Way Home Loan variable rate (Owner, P&I)
    • 4 .33
      pa** %
      Your Way Home Loan comparison rate (Owner, P&I)
    • Fixed and variable rate options
    • Free redraw on the variable portion
    • Make unlimited additional repayments on variable loans
    • Ability to split loan
  • Your Way Plus Home Loan

    Get flexibility for your home loan PLUS take advantage of our package benefits with discounted rates and much more.

    Learn more

    • 2 .64
      pa %
      Your Way Plus Essential Worker variable rate (Owner, P&I, LVR up to 60%)
    • 2 .97
      pa** %
      Your Way Plus Essential Worker comparison rate (Owner, P&I, LVR up to 60%)
    • Discounted Fixed & Variable rates for life of the loan
    • Establishment fee waived (normally $600)
    • Flexibility to make additional repayments on variable rate loans and up to $10k per anniversary year on fixed rate loans
    • 100% Offset facility giving you the opportunity to pay off your home loan sooner

Your borrowing options

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.