13 12 21
Phone enquiries are available 8am to 7pm, weekdays and
9am to 3pm, Saturday.
Our offices are open 9am to 5pm, weekdays.
Join us today
If you believe teachers do one of the most important jobs in the world, the feeling's mutual.
This means, you're not just a customer, you're a shareholder who benefits from our profits with competitive rates, low fees and amazing products and services. Since 1966 we've understood that teachers have specific financial needs. Our focus has always remained the same, offering competitive financial products to our members.
It only takes a few minutes
Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank. Additionally, individuals must be citizens or permanent residents of Australia.
Not sure you can join? Contact us.
To get started you will need:
Don't worry if you don't have these documents, we will call you to complete your application later.
You will need to become a shareholder to join - all you need to do is pay just $10.
Collection of tax file numbers is authorised by, and their use and disclosure are strictly regulated by, the tax laws and Privacy Act and, it is not an offence if you choose not to quote your tax file number. If you don’t quote your tax file number, or claim an exemption, tax may be taken out of your interest or dividends. For more information about the use of tax file numbers, please go to ato.gov.au.
Our New Teacher package is specifically designed to help you through the early years of your career.
They teach kids to be money smart in a way that they learn. By being engaging, fun and age-appropriate.
Tiny Monsters Bank* is designed for kids under 13 years old. It shows them the fundamentals about money and helps them develop solid saving habits.
This is designed for teenagers and covers important things they need to know about money and finances – from getting their first paying job, to learning the difference between debit and credit, to the potential pitfalls of online shopping.
This is your time to travel to exotic places, learn a new language and start your own business...or perhaps optimise cash flow, reduce debt and build your nest egg.
No matter what your goals, you'll find value in Edvest, an exclusive service rewarding you for being 50 or better.
For just $18 per year, you’ll enjoy:
Download and complete the form
Bringing you benefits to help minimise fees and ensure low cost banking:
Exclusive to Edvest members, our higher interest rates make your money work harder for you:
"Excellent service! Edvest News is very useful for the over 50s."
"Edvest empowers its members through its impressive reputation to get better deals."
A quarterly newsletter with all the tips and info you need to help you fund your goals.
Conditions of use – Accounts and access document and Fees and charges brochures are available online or from any of our offices. You should read both of these documents before deciding to open accounts and access facilities issued by TMB. Any advice provided here does not take into consideration your objectives, financial situation, or needs, which you should consider before acting on any recommendations. For further information call 13 12 21 or go to tmbank.com.au
The Edvest package is available for Edvest members only. An Edvest fee of $18 (charged annually or pro rata) is payable.
The solicitors who provide advice to members on wills, powers of attorney and the like, while endorsed by Teachers Mutual Bank are in fact completely independent. While Teachers Mutual Bank has taken steps to ensure that those solicitors are licensed, Teachers Mutual Bank cannot accept liability arising out of the provision of any legal services that they offer.
Membership eligibility applies to join Teachers Mutual Bank (TMB). Fees and charges and lending criteria apply. Consumer Lending terms and conditions available online or from any of our offices.
Diploma World Travel Service ABN 63 010 167 503 NSW Licence No. 2TA003633 is a wholly-owned subsidiary of Teachers Mutual Bank.
This insurance is underwritten by certain underwriters at Lloyd’s. Cerberus Special Risks Pty Limited has been authorised by the underwriters to issue, vary and renew travel insurance on their behalf and to handle claims for them. Cerberus has appointed SureSave Pty Limited to assist it to manage its insurance activities. A Product Disclosure Statement (PDS) can be requested on diplomatravel.com.au or by calling 1300 888 999 9am to 5pm weekdays or from our Homebush or Rooty Hill offices. You should read and consider the relevant PDS before deciding whether to acquire this insurance product. Cerberus Special Risks Pty Limited ABN 81 115 932 173 AFS Licence No. 304861. SureSave Pty Ltd ABN 99 092 431 788. Authorised Representative No 339902.
Access Prepaid Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Cash Passport in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL/ACL 240 984). You should consider the Product Disclosure Statement for the relevant Cash Passport, which is available at www.cashpassport.com, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Teachers Mutual Bank provides travellers cheques and foreign cash through Travelex Limited ABN 36 004 179 953, AFSL 222444. A Product Disclosure Statement (PDS) for travellers cheques and further information on other products can be requested at www.tmbank.com.au or by calling 13 12 21 8am to 7pm, weekdays or 9am to 3pm, Saturday or from any of our offices. Any advice provided here does not take into consideration your objectives, financial situation or needs, which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned here. An American Express Financial Services Guide and Product Disclosure Statement are available at americanexpress.com.au/travellerscheques or by calling 13 12 21. You should read these documents and consider the appropriateness of American Express Travellers Cheques and foreign cash in relation to your individual requirements. American Express Travel Related Services Company, Inc. is the designated servicing agent of the other Travellers Cheque Issuers. American Express Travellers Cheques are issued under American Express International Inc (ABN 15 000 618 208, AFSL 237996). Incorporated with limited liability in Delaware USA. ® Registered trademark of American Express Company. Teachers Mutual Bank receives commission of up to 1.0% of the value of each transaction.
Members Automotive Services Pty Ltd, trading as Teachers Car Buying Service ABN 79 058 124 020, although endorsed by Teachers Mutual Bank Limited, is an independent entity. While Teachers Mutual Bank Limited has taken steps to satisfy itself that the consultants employed by the Teachers Car Buying Service are licensed motor vehicle consultants, Teachers Mutual Bank Limited cannot accept liability arising out of the provision of any service by Teachers Car Buying Service. This service is only available in NSW, ACT and WA. Teachers Car Buying Service will only locate vehicles covered by a statutory warranty. This excludes second hand light commercial vehicles as they do not carry a statutory warranty. Purchase price of car must be more than $10,000. Teachers Car Buying Service will receive a broker fee (which may vary from to time) for providing its services relating to the sale or purchase of your vehicle. Please contact Teachers Car Buying Service for further details.
Bridges Financial Services Pty Limited (Bridges). ABN 60 003 474 977. ASX Participant. AFSL Number 240837 Part of the IOOF Group. In referring members to Bridges, Teachers Mutual Bank Limited does not accept responsibility for any act or omission or advice provided by Bridges and its authorised representatives. This is general advice only and does not take into account your individual situation, needs or circumstances. You should assess your own financial situation, or seek professional advice before making any financial decision based on this advice. If we refer you to Bridges for financial advice we may receive a referral fee ranging from 0-30% of any entry fee and/or any ongoing fee paid by you to Bridges.
A fee will apply for the preparation of a personal financial plan. Other conditions may be imposed
Teachers Mutual Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Teachers Mutual Bank acts as an agent for Allianz and not your agent. Neither Teachers Mutual Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. If you purchase this insurance, Teachers Mutual Bank will receive a commission that is a percentage of the premium depending on the product. Ask us for more details before we provide you with any services on this product.
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution fees may apply.
Insurance products are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Teachers Mutual Bank acts as an agent for Allianz and not your agent. Personal effects cover to provide against loss or damage is available when you have contents cover.
Insurance products are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Teachers Mutual Bank acts as an agent for Allianz and not your agent. No PDS is available for CTP insurance. Cover provided is in accordance with legislative requirements. A PDS is available, however, for the At Fault Driver Protection Insurance, please visit us online or contact us for more information.
Applies to Five Year Mortgage Repayment Insurance and Loan Cover Insurance. Disability and unemployment cover are provided by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz), Death Cover is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life’s agent in offering Death Cover.
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. To qualify for the maximum No Claim Bonus of 30% for Home and Contents insurance and Landlords insurance, customers must have had no insurance claims in the preceding five years for Home and Contents policies or three years for Landlord policies. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. Discounts may not be applied to any flood component of the Home or Landlords premium. Safe Driver Discount applies to new comprehensive Classic Motor Insurance policies only and does not apply to Third Party Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
We understand that the path you have embarked upon means you need to be flexible in your career. That's why we have developed banking options to help you along the way. We are here to support your journey as a teacher.
You are the only bank that went the extra mile to help us with our loan – it was a little more complex than the average home loan!
Enter star count here, ie-5 stars
Nadia and Allen, Members since 2013
Excellent service! Edvest News is very useful for the over 50s.
Lynette, Member since 2001