Secure a great rate for peace of mind

There's never been a better time to secure your home loan* repayments for 3 years!

Fixed Rate Home Loan

Enjoy the assurance of knowing exactly what your home loan repayment will be with the ability to lock in your interest rate for up to 5 years.

  • 4.08%pa

    Interest rate - 3 yr fixed

  • 4.88%pa**

    Comparison rate - 3 yr fixed

  • $600

    Establishment Fee

  • $25k

    Minimum Amount

Secure a great fixed rate for up to 5 years and get the peace of mind knowing your home loan repayments won’t change for the duration of the fixed term. Rates applicable for owner occupied loans only.

Additionally take advantage of our 100% Offset facility, helping you pay off your home loan sooner. 

At the end of the fixed term your loan rate will revert to our Flexi Choice Home Loan variable interest rate.

Apply today and take advantage of this great fixed rate offer. If you’re looking for a shorter fixed term see below for the options and home loan interest rates available.

Features and benefits 

  • 100% Offset facility giving you the opportunity to pay off your home loan sooner.
  • No ongoing or monthly fees.
  • Interest only repayment options available.
  • Borrow up to 95% with Lenders Mortgage Insurance, or up to 80% without.
  • Split rate option giving you the best of both worlds, with a portion of the loan fixed and the remainder variable.
  • Loan portability – giving you the flexibility to move the loan to a new property should you move home during the fixed term, avoiding potential break costs.
  • 24/7 access via internet, mobile and phone banking.
  • Rate lock – giving you the ability to lock in the rate from date of application for up to 90 days.

Find your local mobile lender

We know life gets busy. So when you don't have time to drop into your local office, you can contact one of our mobile lenders. From buying your first home to upgrading or refinancing, our experts are on call to help you find the home loan that's right for you.


**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.