Empowering educators through a shared purpose
Founded by teachers, for teachers, Teachers Mutual Bank has supported and celebrated educators and their families for almost 60 years.
Through a longstanding partnership grounded in shared values, the NSW Teachers Federation and Teachers Mutual Bank work together to champion fair, teacher‑focused financial services for educators across New South Wales.
The power of mutual banking
As a member-owned bank dedicated to Teachers and their families you're more than a customer – you're a shareholder.
You own us
When you join as a member, you don’t just bank with us – you own a share of the bank. One member. One equal share.
Your voice counts
As a member, you have a say. You get to vote on key decisions and help shape the future of Teachers Mutual Bank.
We invest in you
Because we don’t pay dividends to external shareholders, we put profits back where they belong – into better rates and improved products and services for members.
We invest in what matters to you
Supporting teachers goes beyond banking. Our profits also help fund scholarships, grants and programs that back teachers to develop, grow and lead.
We bank responsibly
As a certified B Corporation1, we’re committed to responsible banking. That means we don’t lend to industries that harm people or the planet - including fossil fuels, tobacco or gambling.
And it all comes full circle
Members’ savings help fund loans for other teachers. Their repayments strengthen the bank and support members in return. Instead of flowing to outside investors, money stays within the teaching community – creating a virtuous cycle that benefits everyone.
Banking that comes to you
Have questions about your banking needs? Your local Mobile Banker can meet at a time and place that suits you – whether you're exploring everyday banking, checking your home loan options, or planning your next move.
Our services include:
- Everyday banking & savings
- Refinancing
- Buying your first home
- Buying your next home
- Personal Loans
Expert advice, just for you.
Tools and resources
For products and services, conditions, fees and charges apply. These may change or we may introduce new features or fees and charges in the future. Full details are available on this website or on request. Lending criteria apply to approval of credit products. This information is general in nature and does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Unless otherwise specified, the products and services described on this website are available only in Australia from or through Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL and Australian Credit Licence 238981.
Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian education sector or are family members of members (i.e. shareholders) of the Bank.
Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981.