Compare our investor home loan products

Compare our investor home loans with each other to see which product suits your needs.

Compare investor home loans

See how our loans compare to each other.

The below rates apply to our investor home loans only. Our owner occupier home loan rates can be viewed in the compare owner occupier home loans table.


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Details
Who is this loan for?
Who is this loan for?

A low-rate home loan that keeps it simple. Available for new purchases and external refinances for loan amounts over $150,000.

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Lock in a rate for up to 5 years. Plus enjoy knowing exactly how much you will be paying each month.

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A perfect choice for a new home or investment property with the choice of either fixed or variable interest.

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Used for home purchase, vacant land, renovations, or any worthwhile purpose.

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Rates and fees
Interest Rate Type
Interest Rate Type

Variable

Fixed up to 5 years

Variable

Variable

Repayment Type
Repayment Type

Principal and interest

Principal and interest and interest only

Interest only

Principal and interest

Interest rate
Interest rate
Interest rate $150,000+
3 .50 % pa
Interest rate - 1 yr fixed
3 .38 % pa
Interest rate - 2 yr fixed
3 .38 % pa
Interest rate - 3 yr fixed
3 .55 % pa
Interest rate - 4 yr fixed
4 .25 % pa
Interest rate - 5 yr fixed
4 .25 % pa
Interest rate - variable
5 .45 % pa
Interest rate
4 .75 % pa
Comparison rate
Comparison rate
Comparison rate $150,000+
3 .54 % pa**
Comparison rate - 1 yr fixed
4 .66 % pa**
Comparison rate - 2 yr fixed
4 .54 % pa**
Comparison rate - 3 yr fixed
4 .47 % pa**
Comparison rate - 4 yr fixed
4 .62 % pa**
Comparison rate - 5 yr fixed
4 .58 % pa**
Comparison rate - variable
5 .07 % pa**
Comparison rate
4 .79 % pa**
Interest Rate Effective Date
Interest Rate Effective Date Interest rates effective 1 August 2019 Interest rates effective 29 August 2019 and are for Investor Loans with Principal and Interest repayments. Interest rates effective 1 August 2019 Interest rates effective 1 August 2019
Maximum Amount
Maximum Amount Borrow up to 85% of the property value prior to capitalisation of Lenders Mortgage Insurance Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance (80% without) Borrow up to 90% for the purpose of construction prior to the capitalisation of Lenders Mortgage Insurance (loan must revert to P&I upon completion of construction) Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance (80% without)
Establishment Fee
Establishment Fee $ 600 $ 600 $ 600 $ 600
Rewards Package Fee
Rewards Package Fee n/a n/a n/a n/a
Settlement Attendance Fee
Settlement Attendance Fee n/a n/a n/a n/a

Find your local mobile lender

We know life gets busy. So when you don't have time to drop into your local office, you can contact one of our mobile lenders. From buying your first home to upgrading or refinancing, our experts are on call to help you find the home loan that's right for you.

Please note: Mobile lenders are not available in all areas. To find out if we service your area, simply enter your postcode above.

To become a member, you'll need:

  • tmb-logo To be an Australian citizen or permanent resident
    18 years old or over
  • +
  • tmb-logo Identification
  • +
  • tmb-logo Account details to purchase your share in the bank

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.