Secure a great rate for peace of mind

There’s never been a better time to secure your home loan repayments!*

Fixed Rate Home Loan

Enjoy the assurance of knowing exactly what your home loan repayment will be with the ability to lock in your interest rate for up to 5 years.

  • 3.78%pa

    Interest Rate - 2 Year Fixed

  • 5.12%pa**

    Comparison Rate - 2 Year Fixed

  • $600

    Establishment Fee

  • $25k

    Minimum Amount

Please note, interest rates displayed apply to loans for Owner Occupiers on Principal & Interest repayments.


Secure a great fixed rate for up to 5 years and get the peace of mind knowing your home loan repayments won’t change for the duration of the fixed period.

Then, at the end of the fixed period, your rate will revert to our Flexi Choice Home Loan variable interest rate, or you can choose to re-fix for another period of time. 

Apply today and take advantage of our great fixed rates.

Mozo Experts Choice 2018 logo for Fixed Home Loan product


Interest rates
Interest Rate - 2 Year Fixed 3.78%pa
Interest Rate - 1 Year Fixed 3.87%pa
Interest Rate - 3 Year Fixed 3.88%pa
Interest Rate - 4 Year Fixed 4.36%pa
Interest Rate - 5 Year Fixed 4.49%pa
Comparison Rate - 2 Year Fixed 5.12%pa**
Comparison Rate - 1 Year Fixed 5.27%pa**
Comparison Rate - 3 Year Fixed 5.01%pa**
Comparison Rate - 4 Year Fixed 5.06%pa**
Comparison Rate - 5 Year Fixed 5.05%pa**
Interest rates effective date Interest rates effective 16 July 2018 and are for Owner Occupied Loans with Principal and Interest repayments.
Interest rates type

Fixed up to 5 years

Other information
Establishment Fee $600
Repayment Type Principal and interest
Interest Rate Type Fixed up to 5 years
Interest Applied Monthly
Interest Calculated Daily
Minimum Amount $25k
Maximum Amount Up to 95% with Lenders Mortgage Insurance and/or Mortgage Repayment Insurance (80% without).
Settlement Attendance Fee $150
Additional Valuation and Administration Fee $250

Find your local mobile lender

We know life gets busy. So when you don't have time to drop into your local office, you can contact one of our mobile lenders. From buying your first home to upgrading or refinancing, our experts are on call to help you find the home loan that's right for you.

Please note: Mobile lenders are not available in all areas. To find out if we service your area, simply enter your postcode above.

**Comparison rate warning
Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate.