Financial planning You want a bright future. Start planning for it today by getting straight answers, the right advice and smart strategies. Talk to us Phone us Email us Breadcrumbs Teachers Mutual Bank Financial Planning Retirement planning Financial Planning We’ve partnered with Bridges financial planners to provide solutions and strategies to help you achieve your financial goals. My Goals About Bridges Bridges latest tips and resources Financial planning process Maximise your super Retirement planning Find a financial planner Wills service My Goals About Bridges Bridges latest tips and resources Financial planning process Maximise your super Retirement planning Retirement planning After working so hard for so many years, don’t you deserve a retirement that’s as good as it can be? With a little bit of planning, you can do whatever you want in retirement. While many people rely on the Age Pension for their income in retirement, it only allows for a very basic lifestyle. The Bridges retirement gap calculator projects how much you will have in super and how long it will last which is an important part of your retirement is planning. Then if there is a gap, there are a number of strategies you could consider to start closing the gap. For example, the salary sacrifice calculator illustrates the difference between making additional super contributions with pre-tax money compared with after-tax money. Super is concessionally taxed at just 15% compared to your marginal rate, which can really help your super grow. Call us to arrange your free initial consultation 13 12 21 *Important information Bridges Financial Services Pty Limited (Bridges), ABN 60 003 474 977 ASX participant AFSL No 240837 part of the IOOF group, is the entity that provides advice. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. The Bank is the referrer and in referring members to Bridges, the Bank does not accept any liability or responsibility for any act, omission or advice provided by Bridges or its authorised representatives. This general advice does not take into account your individual situation, needs or circumstances. You should assess your own financial situation, or seek professional advice before making any financial decisions based on this advice. If we refer you to Bridges for financial advice we may receive a referral fee ranging from 0-30% of any entry fee and/or any ongoing fee paid by you to Bridges. Calculators Bridges retirement gap calculator Salary sacrifice calculator Find a financial planner Wills service Back to top.