Personal Loans - Whatever the need, we've got the loan.
Low application fee
Apply for only $150 – one of the lowest fees in the market.
No ongoing fees
Pay off your loan faster with no monthly or ongoing account keeping fees.
Flexible schedule
Choose weekly, fortnightly or monthly repayment schedules to suit your budget.
Ready for a new car?
Whether it’s new or used5, an upgrade or a necessity, our Car Loans help you get moving sooner. Choose from flexible repayment options with no ongoing account keeping fees1.
A simpler way to get back on track.
When life gets busy, finances can slip down the list. A personal loan can help you consolidate your debt by bringing everything together, reducing interest, and making repayments easier to manage2.
Big moments, covered.
Planning a wedding, a holiday, moving house or starting a new chapter? Our personal loans help you get there without the wait. Choose from fixed or variable loans from $4,000 and put your plans into motion.
Plan with confidence
Membership eligibility applies to join the Bank. All applications for credit are subject to our responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
- Other fees may apply, e.g., break cost.
- Debt consolidation is $50K maximum. For information on debt consolidation, visit ASIC’s website.
- Redraw is subject to application and registration and is not available for fixed rate loans.
- Additional repayments available only for variable interest rate loans. Additional repayments to a fixed rate loan may result in incurring break costs.
- Used cars up to 10 years old.
Design and Distribution Obligations
The target market for this product will be found within the product’s Target Market Determination, available here.
For personal loans no longer offered for sale, please click here.