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Solutions Plus Home Loan

Everything you want in a home loan
The Solutions Plus Home Loan offers a discounted standard variable rate for the life of the loan and is only available, to eligible members, with our Rewards Package whether you’re an investor or owner-occupier. With the Rewards Package you will enjoy a number of benefits and discounts to compliment your home loan.


Suitable for loan amounts over $250,000 and offers a discounted standard variable rate for the life of the loan.

Main features

  • Rewards Package
  • No monthly fees
  • A fee free redraw facility
  • Offset facility

Special conditions

  • Applicants must be eligible for the Rewards Package1
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Features and benefits



  • Repayment pause
  • Option to split your loan with a fixed rate loan
  • Interest only repayment option available
  • Ability to refinance
  • Rewards Package
  • A fee free redraw facility
  • No penalty for early repayment
  • Top up
  • Offset facility


  • 24/7 access via internet banking
  • 24/7 access via mobile banking
  • 24/7 access via phone banking
  • No minimum redraw

Rates, fees and limits


Interest rate effective date

1 September 2013

Interest rate

Comparison rate

Interest rate type Variable

Interest calculated Daily

Interest applied Monthly

Term 30 years

Minimum amount $250,000 ($25,000 if splitting loan)

Maximum amount Up to 95% of purchase price with Lenders Mortgage Insurance and/or Mortgage Repayment Insurance (Up to 80% without)

Establishment fee $600

Top up fee $0

Additional valuation and administration fee $250

Rewards Package fee $200 (annual)

Settlement attendance fee $150

For full details of our home loan fees please review the Fees and charges brochure.

* WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only.

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