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Apply for a Teachers Credit Card
There are 2 easy ways to apply for a Teachers Credit Card: online
. Before applying ensure you read the information provided in the key facts sheet below.
This information is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Key facts about this credit card
Correct as at: 1st October 2012
Description of credit card
Teachers Credit Card
|Minimum credit limit
3% of the closing debit balance as per the monthly statement, rounded up by the nearest dollar, by the due date as stated on the monthly statement
|Interest on purchases
||Up to 55 days on purchases|
|Interest on cash advances
|Promotional interest rate
||7.90% for the first 6 months|
|Late payment fee
||$10 and is payable when the minimum payment is not received by the due date as indicated on the statement|
There may be circumstances in which you have to pay other fees. A full list of current fees applicable to this credit card can be obtained from www.tmbank.com.au/fees.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au.
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.tmbank.com.au/creditcardfactsheet.
Applying online is quick, simple and secure. Remember to save your application so you can retrieve it any time.
Complete an application and return with supporting documentation.