Fine print - Beginning Teachers

*Letter of offer of employment provided must be for permanent full or part time employment with either public, private or independent schools within Australia with employment commencing no later than 10 February 2013. Deferred payment option – repayments will commence at first salary paid from employment as detailed in your Letter of Offer.

1. Membership eligibility criteria apply. Fees and charges and lending criteria apply. Consumer Lending and Teachers Credit Card terms and conditions available online or from any of our offices.
2. You should consider whether this product is appropriate for you before acquiring it. Refer to the Fees and charges brochure for details on fees and charges.
3. Insurance products are provided by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No. 234708 (Allianz). Teachers Mutual Bank Limited acts as an agent for Allianz and not your agent. A Product Disclosure Statement (PDS) for any of the insurance products is available online or by contacting us. For CTP a PDS is not available please read the terms and conditions of cover available by the same methods.
4. Diploma World Travel Service ABN 63 010 167 503 NSW Licence No. 2TA003633 is a third party company which is owned and operated by mutuals.
5. You should consider the First Home Saver Product Disclosure Statement (PDS) before acquiring it. Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence No 238981