Loans and RediCredit
Fees and charges and lending criteria apply. Consumer lending terms and conditions available online
or from any of our offices.
Teachers Mutual Bank Limited (ABN 30 087 650 459 AFSL/Australian Credit Licence 238981) issues Foreign Cash, American Express®
Travellers Cheques and Foreign Cash Conversion through Travelex Limited (ABN 36 004 179 953, AFSL 222444). The issuer of the Travellers Cheques is American Express Travel Related Services Company, Inc. Disclosure documents are available for Travellers Cheques and can be obtained at tmbank.com.au or by calling 13 12 21
8am to 7pm, weekdays or 9am to 3pm, Saturday or from any office.
Foreign cash and Travellers cheques are issued by American Express Travel Related Services Company®
, Inc and certain related entities ABN 15 000 618 208, AFSL 237996.
Please read the Disclosure Document and consider the appropriateness of travellers cheques in relation to your individual requirements before purchasing American Express®
Wills, Power of Attorney and Enduring Guardians
The solicitors who provide advice to members on wills, powers of attorney and the like, while endorsed by Teachers Mutual Bank Limited (TMB), are, in fact, completely independent. While TMB has taken steps to ensure that the solicitors recommended from time to time are licensed, TMB cannot accept liability arising out of the provision of any legal services that they offer.
Bridges Financial Services Pty Limited (Bridges). ASX Participant. AFSL Number 240837. Part of Australian Wealth Management. In referring members to Bridges, Teachers Mutual Bank Limited does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives. This is general advice only and does not take into account your individual situation, needs or circumstances. You should assess your own financial situation, or seek professional advice before making any financial decisions based on this advice.If we refer you to Bridges for financial advice we may receive a referral fee ranging from 0-30% of any entry fee and/or any ongoing fee paid by you to Bridges.
A fee will apply for the preparation of a personal financial plan. Other conditions may be imposed by Bridges. Bridges is part of the IOOF Group.
Teachers Mutual Bank arranges this insurance as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Teachers Mutual Bank Limited acts as an agent for Allianz and not your agent. A Product Disclosure Statement (PDS) for any of the insurance products is available online or by contacting us. For CTP a PDS is not available please read the terms and conditions of cover available by the same methods.
Home & Contents Insurance/Landlord Insurance
Personal effects cover to provide against loss or damage is available when you have contents cover. To qualify for the maximum No Claim Bonus of 30%, you must have had no home or contents insurance claims in the preceding five years. However if you have had up to two claims you may still qualify for the reduced No Claim Bonus. Premiums payable by installment may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution fees may apply. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Discounts are available at the time of printing and are subject to change without notice.
Comprehensive Car and CTP Insurance
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).Discounts are available at the time of printing and are subject to change without notice.
Members Automotive Services Pty Ltd., trading as Teachers Car Buying Service ABN 79 058 124 020, although endorsed by Teachers Mutual Bank Limited., is completely independent. While Teachers Mutual Bank Limited., has taken steps to satisfy that the consultants are licensed motor vehicle consultants, Teachers Mutual Bank Limited., cannot accept liability arising out of the provision of any service by Teachers Car Buying Service. This service is only available in NSW and ACT. Teachers Car Buying Service will only locate vehicles covered by a statutory warranty. This excludes second hand light commercial vehicles as they do not carry a statutory warranty.