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Fine Print - Car Loans
> Consumer lending terms and conditions
*Membership eligibility applies. Fees and charges and lending criteria apply. Your needs and financial circumstances have not been taken into account. Conditions of use – you should read both the accounts and access document and Fees and charges brochure before deciding to purchase accounts and access facilities issued by Teachers Mutual Bank.
1CANSTAR CANNEX is an independent financial services research group. Star ratings are consumer friendly benchmarks that provide a product comparison based on rates and features. CANSTAR CANNEX 5 star awards, based on ratings from January 2012.
Members Automotive Services Pty Ltd., trading as Teachers Car Buying Service ABN 79 058 124 020, although endorsed by Teachers Mutual Bank Limited., is completely independent. While Teachers Mutual Bank Limited., has taken steps to satisfy that the consultants are licensed motor vehicle consultants, Teachers Mutual Bank Limited., cannot accept liability arising out of the provision of any service by Teachers Car Buying Service. This service is only available in NSW and ACT. Teachers Car Buying Service will only locate vehicles covered by a statutory warranty. This excludes second hand light commercial vehicles as they do not carry a statutory warranty.
Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Discounts are available at the time of printing and are subject to change without notice.
Teachers Mutual Bank arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 (Allianz). Teachers Mutual Bank Limited acts as an agent for Allianz and not your agent. A Product Disclosure Statement (PDS) for any of the insurance products is available online or by contacting us. For CTP a PDS is not available please read the terms and conditions of cover available by the same methods.