Fine print - Rewards Package

The Rewards Package is available with the Smart Home Loan or the Solutions Plus Home Loan. Eligibility criteria applies.

*Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

Insurance products are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No. 234708 (Allianz). Teachers Mutual Bank acts as an agent for Allianz and not your agent. Neither Teachers Mutual Bank nor Allianz provide advice based on any consideration of your objectives, financial situation or needs. To decide if it is right for you please carefully read the relevant product disclosure statement, available online or by contacting us. For CTP a PDS is not available please read the terms and conditions of cover available by the same methods. If you purchase this insurance, Teachers Mutual Bank will receive a commission that is a percentage of the premium depending on the product. Ask us for more details before we provide you with any services on this product.

Personal effects cover to provide against loss or damage is available when you have contents cover. To qualify for the maximum No Claim Bonus of 30%, you must have had no home or contents insurance claims in the preceding five years. However if you have had up to two claims you may still qualify for the reduced No Claim Bonus. Premiums payable by installment may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution fees may apply. Minimum premiums may apply. Any discounts/entitlements only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable). Discounts are available at the time of printing and are subject to change without notice.