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Win a $2,000 Term Deposit - Terms and conditions

 

Duration

The competition commences on 15th February 2012 and closes on 20th December 2012.

Method of entry

Entries are by completing and handing the competition coupon to a Teachers Mutual Bank representative at the Investment Seminar. Entries are limited to one per person at each function attended.

Eligibility

Members of Teachers Mutual Bank Limited, and non-members eligible to join under the Constitution of the Mutual Bank who attend an Investment Seminar between 15th February 2012 and 20th December 2012. All entrants must be 18 years of age or over.

Teachers Mutual Bank Limited Directors, Members Committee members, staff and members of their family (spouse, de-facto, parent, grandparent, child, stepchild, grandchild, brother or sister) are not eligible to enter.

Draw details

Four (4) quarterly draws x $2,000 term deposit will be drawn from a barrel at 9.30am EST on Friday 20th April 2012, Friday 20th July 2012, Friday 21st September 2012 and Thursday 27th December 2012 by the Chief Executive or his nominee at 28-38 Powell Street, Homebush NSW 2140.

Winner notification

The winners of the prize will be notified by telephone and sent advice by mail on the day of the draw. The winner’s names will be published in Chalkboard newsletter in November 2012 and February 2013 issues and in The Australian newspaper on Thursday, 26th April 2012, Thursday 26th July 2012, Thursday 27th September 2012 and Monday 31st December 2012.

Prize details

Four prizes consisting of $2,000 each will be deposited into a term deposit for 6 months at Teachers Mutual Bank Limited. If a winner is not a member of Teachers Mutual Bank, they will be required to become a member within three months (providing they meet the membership requirements under the constitution of Teachers Mutual Bank Limited) and the prize will be deposited into this account.

The prizes are not transferable and are subject to having withholding tax deducted from the prize total if the winner has not supplied their Tax File Number to Teachers Mutual Bank Limited.

Unclaimed prizes

Any unclaimed prizes will be redrawn on Monday, 25th March 2013at 9.30am EST at 28-38 Powell Street, Homebush subject to any direction given under applicable law.

The winners will be telephoned and sent advice by mail on Monday, 25th March 2013. The winner’s name will be published in the public notices section of The Australian newspaper on Thursday, 28th March 2013.

Promoter’s details

The promoter is Teachers Mutual Bank Limited, 28-38 Powell Street, Homebush NSW 2140 ABN 30 087 650 459 AFSL/Australian Credit Licence No 238981.

Winner’s consent for promotion

Entrants consent to the promoter using their name and photographs in the event they are a winner in any media for an unlimited period of time for the purpose of promoting, publicising or marketing this promotion and promoting any products and services by the promoter.

Indemnity and disclaimer

You agree to release and indemnify Teachers Mutual Bank and its agents and employees from and against, all liability, cost, loss or expense arising out of acceptance of any prize or participation in the competition including (but not limited to) loss of income, personal injury, damage to property and whether direct or consequential, foreseeable, due to some negligent act or omission or otherwise.

Teachers Mutual Bank is not responsible or liable:
• if for any reason beyond Teachers Mutual Bank’s reasonable control any element of any prize is not provided. Teachers Mutual Bank, in its absolute discretion, may substitute a different prize in place of any prize referred to in these terms and conditions
• if, for any reason, the competition is suspended, varied or terminated at any time, with or without prior warning or publicity
• for late, lost or misdirected entries
• for any change in the value of a prize occurring between the publishing date and the date the prize is claimed.

All entries become the property of Teachers Mutual Bank.

Teachers Mutual Bank has the rights to exclude any person from this competition for any reason whatsoever and to amend these terms and conditions at any time or cancel the competition subject to state regulation.
 

Permit number

Authorised under NSW Permit No LTPS/12/00320 and ACT Permit No TP12/00217

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